Credit Card Reviews Advertiser Disclosure

Applied Bank® Secured Visa® Gold Card

Approval Odds

Sign up or log in to see your Approval Odds

2.0 out of 5 stars
3 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

2.5 out of 5 stars

Customer Service

2 out of 5 stars

2 5

These reviews were written by current and former cardholders in the last year.

Jun 07, 2016
Sionr95 Cardholder


more ...
Apr 05, 2016
First card obtained to rebuilding my cre
jpvitale Cardholder

I applied for this card about 3 or 4 years ago when I started really getting gung ** into rebuilding my credit. At the time I was probably in the low 500s, which is obviously horrible, and there was no way in hell I could get any other line of credit other than secured. The appplication was simple and I opened it with $500 which I beileve is the minimum. The company reports to TransUnion and Experian, NOT Equifax. I see a lot of reviewers are having a fit about that. Anyway, that didn't bother me too much and 4 years later, I'm in the 700 club and soon be be rated Excellent. I'm keeping the card even though I now have another unsecured card with a much higher limit. Why? It's one of my older lines of credit which is a huge plus on your report if the account is in good standing. Also, it's only 9.99% APR, which even though I'm technically using my money, is still pretty good for a credit card. Believe me, do whatever you have to do to rebuild your credit! This card is a pretty great start.

more ...
Jan 22, 2016
Ripp Off !!!!
Anonymous Cardholder

Stay away from it. Applied Card Bank has too many hidden fees in their credit card. I called customer service, they could not explain to me on these charges. I continue to get fees added to my account

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

Applied Bank® Secured Visa® Gold Card