Applied Bank® Secured Visa® Gold Card Reviews

Approval Odds

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2.5 out of 5 stars
6 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

2.5 out of 5 stars

Customer Service

2 out of 5 stars

2.5 5
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These reviews were written by current and former cardholders in the last year.

Nov 29, 2017
Complete RIP-OFF....
Z2066 Cardholder

Rue the other way........

Complete RIPP OFF....

6 Years and no credit increase, $10 monthy fee just to have the card. and you need to pay a fee to close the account.

Customer Service and Mamagement are a jole, and the interest fees are way too high. 

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Oct 05, 2017
OMG Stop The Bad Reviews!
lhayes9 Cardholder

This is a good card just pay and keep (BAL) low and see improvment 91 points when I got a card from here. A lot of people need to learn how to use credit and they wouldn't be so upset.

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Sep 22, 2017
Good starter card
Anonymous Cardholder

Only secured depsoit = credit limit....no increases without increasing deposit

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Mar 27, 2017
I love it!
Anonymous Cardholder

Get one today!

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Feb 09, 2017
YOU WILL REGRET DOING BIZ WITH APPLIED
Serge5280 Cardholder

I HAD THIS CARD FOR 4 YEARS AND I WAS 2 DAY LATE THEY CHARGED ME $100 LATE FEE.  IT WAS A SECURED CARD WITH THE LIMIT OF $200 MY OWN MONEY I PAID TO SET THE LIMIT.  THEY THEN CHARGED ME LATE FOR THE FOLLOWING MONTH SO 2 LATE PAYMENTS FOR MONTHS THAT HAVE NOT EVEN CAME YET.  THIS BANK SEEMS DESPERATE FOR MONEY AND I WOULD NOT RECOMMENDED GETTING SCREWED.  DONT DO IT THEN THEY REPORTED ME LATE TO THE CREDIT BUREAUS BECAUSE I COMPLAINED TO THE BBB.  

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Feb 09, 2017
YOU WILL REGRET DOING BUSINESS WITH THIS
Serge5280 Cardholder

I HAD THIS CARD FOR 4 YEARS AND I WAS 2 DAY LATE THEY CHARGED ME $100 LATE FEE.  IT WAS A SECURED CARD WITH THE LIMIT OF $200 MY OWN MONEY I PAID TO SET THE LIMIT.  THEY THEN CHARGED ME LATE FOR THE FOLLOWING MONTH SO 2 LATE PAYMENTS FOR MONTHS THAT HAVE NOT EVEN CAME YET.  THIS BANK SEEMS DESPERATE FOR MONEY AND I WOULD NOT RECOMMENDED GETTING SCREWED.  DONT DO IT THEN THEY REPORTED ME LATE TO THE CREDIT BUREAUS BECAUSE I COMPLAINED TO THE BBB.  

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Applied Bank® Secured Visa® Gold Card