Applied Bank® Secured Visa® Gold Card

Approval Odds

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1.8 out of 5 stars
4 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

2.5 out of 5 stars

Customer Service

2 out of 5 stars

2 5
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These reviews were written by current and former cardholders in the last year.

Feb 09, 2017
YOU WILL REGRET DOING BIZ WITH APPLIED
Serge5280 Cardholder

I HAD THIS CARD FOR 4 YEARS AND I WAS 2 DAY LATE THEY CHARGED ME $100 LATE FEE.  IT WAS A SECURED CARD WITH THE LIMIT OF $200 MY OWN MONEY I PAID TO SET THE LIMIT.  THEY THEN CHARGED ME LATE FOR THE FOLLOWING MONTH SO 2 LATE PAYMENTS FOR MONTHS THAT HAVE NOT EVEN CAME YET.  THIS BANK SEEMS DESPERATE FOR MONEY AND I WOULD NOT RECOMMENDED GETTING SCREWED.  DONT DO IT THEN THEY REPORTED ME LATE TO THE CREDIT BUREAUS BECAUSE I COMPLAINED TO THE BBB.  

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Feb 09, 2017
YOU WILL REGRET DOING BUSINESS WITH THIS
Serge5280 Cardholder

I HAD THIS CARD FOR 4 YEARS AND I WAS 2 DAY LATE THEY CHARGED ME $100 LATE FEE.  IT WAS A SECURED CARD WITH THE LIMIT OF $200 MY OWN MONEY I PAID TO SET THE LIMIT.  THEY THEN CHARGED ME LATE FOR THE FOLLOWING MONTH SO 2 LATE PAYMENTS FOR MONTHS THAT HAVE NOT EVEN CAME YET.  THIS BANK SEEMS DESPERATE FOR MONEY AND I WOULD NOT RECOMMENDED GETTING SCREWED.  DONT DO IT THEN THEY REPORTED ME LATE TO THE CREDIT BUREAUS BECAUSE I COMPLAINED TO THE BBB.  

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Jun 07, 2016
THE WORST CARD IN MY WALLET!!!!
Sionr95 Cardholder

DO NOT GET THIS CREDIT CARD!!!!

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Apr 05, 2016
First card obtained to rebuilding my cre
jpvitale Cardholder

I applied for this card about 3 or 4 years ago when I started really getting gung ** into rebuilding my credit. At the time I was probably in the low 500s, which is obviously horrible, and there was no way in hell I could get any other line of credit other than secured. The appplication was simple and I opened it with $500 which I beileve is the minimum. The company reports to TransUnion and Experian, NOT Equifax. I see a lot of reviewers are having a fit about that. Anyway, that didn't bother me too much and 4 years later, I'm in the 700 club and soon be be rated Excellent. I'm keeping the card even though I now have another unsecured card with a much higher limit. Why? It's one of my older lines of credit which is a huge plus on your report if the account is in good standing. Also, it's only 9.99% APR, which even though I'm technically using my money, is still pretty good for a credit card. Believe me, do whatever you have to do to rebuild your credit! This card is a pretty great start.

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Applied Bank® Secured Visa® Gold Card