ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 15.24% - 25.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 12 Months
- Purchase Regular APR 15.24% - 25.24%* Variable
The Plenti® Credit Card from Amex pairs with a free Plenti® rewards membership, giving cardholders the opportunity to earn more rewards points.
What to Like
To apply for The Plenti® Credit Card from Amex, you’ll have to sign up first for the free Plenti® rewards program. Once you start using the credit card, you can earn one point for every dollar spent on eligible purchases. On top of that, if you present your Plenti® rewards membership when you’re paying, you can also earn additional points at participating retailers. There’s no annual fee for the credit card or rewards program membership, and there’s also a 0% intro APR for 12 months on purchases.
Look Out For
You don’t need this credit card to earn points from the free Plenti® rewards program, and you can actually pair your rewards membership with any method of payment. This card also comes with a $5 or 3% (whichever is greater) fee on balance transfers, and there’s a high Penalty APR that applies after a missed payment.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.