Across All Cardholders
Data Created: October 01, 2013
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Balance Transfer Intro APR
- Balance Transfer Regular APR Yes
Purchase Intro APR
- Purchase Regular APR 15.24% – 19.24%* Variable
- Annual Fee $0 introductory annual fee for the first year, then $65
Cardholder Rating Distribution (58)
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American Express is the world's largest card issuer by purchase volume, catering to high-spending cardmembers around the world. American Express offers personal, small business, corporate, prepaid, and charge cards. American Express stands out in the credit card industry for its cardmember services, such as concierge service and loyalty programs, and its charge cards with no pre-set spending limit, such as the Centurion, or "Black card”, known for its exclusivity and elite features.
Headquartered in New York City, American Express is a global financial services company that provides financial products, processes transactions, and facilitates payment services to consumers and merchants. With its iconic Roman gladiator logo, American Express operates in over 130 countries around the world.