Credit Karma's
Best Credit Cards of 2017
Compare rewards, bonuses and perks on these deals from our partners to find the card that's best for you.
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Great for earning hassle-free cash back

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  • Unlimited 1.5% cash back on every purchase – it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash – any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Balance Transfer Intro APR

0%* intro

15 Months
Balance Transfer Regular APR

15.74% - 24.49%*

(Variable)
Purchase Intro APR

0%* intro

15 Months
Purchase Regular APR

15.74% - 24.49%*

(Variable)
Annual Fee

$0

Average Approved Score

N/A

See Details, Rates & Fees

Great for simple travel rewards and no foreign transaction fee

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  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

12.74% - 22.74%*

(Variable)
Purchase Intro APR

0%*

for 12 months
Purchase Regular APR

12.74% - 22.74%*

(Variable)
Annual Fee

$0

Average Approved Score

697

Typical Low 651
See Details, Rates & Fees

Great for cash back on gas and office supplies

Apply now
  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%    
Balance Transfer Intro APR

0% intro

12 Billing Cycles (on qualifying transfers)
Balance Transfer Regular APR

13.74% - 23.74%*

(Variable)
Purchase Intro APR

0% intro

12 Billing Cycles
Purchase Regular APR

13.74% - 23.74%*

(Variable)
Annual Fee

$0

Average Approved Score

675

Typical Low 629
See Details, Rates & Fees

Great for long 0% APR period and concierge services

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  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
Balance Transfer Intro APR

0%*

21 Months*
Balance Transfer Regular APR

13.49% - 23.49%*

(Variable)
Purchase Intro APR

0%*

21 Months*
Purchase Regular APR

13.49% - 23.49%*

(Variable)
Annual Fee

$0*

Average Approved Score

727

Typical Low 667
See Details, Rates & Fees

Great for saving on balance transfer fees

Apply now
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • Chase Slate named "Best Credit Card for Balance Transfers" four years in a row by Money Magazine
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Balance Transfer Intro APR

0%* intro

15 Months
Balance Transfer Regular APR

15.74% - 24.49%*

(Variable)
Purchase Intro APR

0%* intro

15 Months
Purchase Regular APR

15.74% - 24.49%*

(Variable)
Annual Fee

$0

Average Approved Score

672

Typical Low 621
See Details, Rates & Fees

Great for 0% intro APR and earning cash back

Apply now
  • NEW! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on virtually every purchase
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions    
Balance Transfer Intro APR

0%

12 Months
Balance Transfer Regular APR

13.99% - 25.99%*

(Variable)
Purchase Intro APR

0%

12 Months
Purchase Regular APR

13.99% - 25.99%*

(Variable)
Annual Fee

$0

Average Approved Score

N/A

See Details, Rates & Fees

Great for flexible travel rewards and no blackout dates

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  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

16.74% - 23.74%*

(Variable)
Purchase Intro APR

N/A

Purchase Regular APR

16.74% - 23.74%*

(Variable)
Annual Fee

$0 intro

($95 after first year)
Average Approved Score

736

Typical Low 646
See Details, Rates & Fees

Great for unlimited flat-rate cash back

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  • Earn unlimited 1.5% cash back on every purchase, every day 
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018 
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 
  • Get access to a higher credit line after making your first 5 monthly payments on time 
  • Fraud coverage if your card is ever lost or stolen 
  • Use online banking to access your account, even from your smartphone, with our mobile app 
  • Help strengthen your credit for the future with responsible card use 
Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

24.99%* Variable

Purchase Intro APR

N/A

Purchase Regular APR

24.99%* Variable

Annual Fee

$39

Average Approved Score

609

Typical Low 532
See Details, Rates & Fees

Great for building credit without a security deposit

Apply now
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Balance Transfer Intro APR

N/A

Balance Transfer Regular APR

24.99%*

(Variable)
Purchase Intro APR

N/A

Purchase Regular APR

24.99%*

(Variable)
Annual Fee

$0

Average Approved Score

609

Typical Low 523
See Details, Rates & Fees

Great for 5% cash back on rotating categories

Apply now
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Balance Transfer Intro APR

0%* intro

15 Months
Balance Transfer Regular APR

15.74% - 24.49%*

(Variable)
Purchase Intro APR

0%* intro

15 Months
Purchase Regular APR

15.74% - 24.49%*

(Variable)
Annual Fee

$0

Average Approved Score

683

Typical Low 633
See Details, Rates & Fees

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2016 through February 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Advertiser Disclosure: The offers that appear on this site are from third party advertisers from which Credit Karma receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts at no charge. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products.