Editors’ Tips††: When you have excellent credit, you can likely qualify for a range of terrific credit cards with eye-catching rewards and perks. But it’s important to remember that the best card for you isn’t always the one that offers the most features. If you don’t typically spend a lot in certain bonus categories or won’t use some credits and perks, you might end up paying more for questionable value.
Our editors’ picks for the top cards for excellent credit feature different rewards opportunities, from simple cash back with no annual fee to high-value travel:
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0% for 21 Months
17.99% - 28.74%* Variable
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
$0
2x - 5x Miles per dollar
$95
75,000 Miles
$818
1.5% - 5% Cash back
$0
$200
1x - 5x Points per dollar
$0
30,000 Points
$300
1x - 5x Points per dollar
$95
75,000 Points
$870
1% - 6% Cash back
$0
$200
2% - 5% Cash back
$0
$200
0% for 21 months
16.99% - 27.74%* Variable
5%, Min: $5
$0
1.5x - 3x Points per dollar
$0
25,000 Points
$250
1% - 8% Cash back
$0
$200