This is our go to card for dining and groceries. Be sure not to keep a balance because Capital One is brutal with their APR. I immediately received my $150 bonus as soon as I reached $500.
Applied and got $10,000 limit. TU 696 Equifax 701. Chapter 13 100% payback filed 2012-still on CR. Ch13 drops off January 2019.
Applied for this card with an 825 credit score. Got approved with a measly $1,000 credit line. Tried multiple times to get an increase and could not make any traction with their online system or customer support managers. To add insult to injury, my credit score plummeted 30 points after I added this card. Can’t tell if it was just the hard inquiry or if it’s the low limit making my utilitization percentage look terrible on this one card. I have less than 1% overall utilization but on this card, it’s well over 50% with my weekly usage. I told customer service they were basically sending me back to using my Chase Sapphire with my $18,000 limit. The customer service manager just said that’s a shame but they won’t increase my limit. Ridiculous and myopic policy. Will be cancelling this one and never using CapitalOne again.
These reviews were written by current and former cardholders in the last year.
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My Savor card is my preferred CC.
I run all of my transactions through a credit card for the additinoal protection it provides. Any bills that can be paid with CC as well. I don't carry balances from month to month. The rewards on this card build quickly and are a cinch to redeem in any way you wish.
Wonderful Card, Great Bank
CapitalOne knows how to keep its faithful customers. We have owned 3 different CapitalOne credit cards and this is the newest (4th) addition. We have had zero issues with capital one payment system and their customer service over the past 3 years.
High tech team behind this card
Capital One has really surprised me. Their tacky commercials do not do the card justice. Customer service by phone is American and very smart and also polite; app is the best of all my 5 cards, and fraud prevention features are very intelligent.
Generous us cash back rewards- easy to claim.
It is my go-to card!
Too easy?
I have a low 700s rating, but was approved for 15k in a process that took about 4 total minutes. I only have two credit cards and they are both with Capital One, though.
Is this MasterCard or Visa?
"Changes"
When Capital One increased there percentage..... It was note of my card that the credit would not apply at Walmart or Target.... Did every one else card change also?
the 4% is for restaurants ......Walmart does have food for Grocery shopping in my store and gets 2% think the same for Target.
Target and Walmart earn 1% for shopping.
I get 2%.....it is listed as Grocery shopping at my Walmart store.
Great!
I recently applied for this card and got approved with a $6000 credit limit. Credit Karma said that my credit rating was 795 for Equifax and 785 for Transunion when I applied for it. I haven't had it but a couple of weeks but so far it has been an excellent card to have my wallet. Thanks Credit Karma and Capital One!
I was instantly approved with a $10,000 limit with credit scores TU 741 and EQ 745. Average age of credit 1yr 8mo 7-open accounts and 5 closed. I am sure this will be a great card. My first credit card was the CapitolOne Quicksilver card that started at 1000 and went to 6000 after 7 months.
Applied for this card with an 825 credit score. Got approved with a measly $1,000 credit line. Tried multiple times to get an increase and could not make any traction with their online system or customer support managers. To add insult to injury, my credit score plummeted 30 points after I added this card. Can’t tell if it was just the hard inquiry or if it’s the low limit making my utilitization percentage look terrible on this one card. I have less than 1% overall utilization but on this card, it’s well over 50% with my weekly usage. I told customer service they were basically sending me back to using my Chase Sapphire with my $18,000 limit. The customer service manager just said that’s a shame but they won’t increase my limit. Ridiculous and myopic policy. Will be cancelling this one and never using CapitalOne again.
Hey I have a lower credit score than you and I was approved for 10,000 it sounds like you just don’t have enough credit history. My 1st credit card was the capitol one quicksilver with 1000 limit which increased to 6000 after 6 months. You gotta crawl before you walk.. Just my 2 cents.
I don't know .....but if he a $18000 limit and a 825 score that sounds like someone with a lot of credit history. It took me many many years to get my score to 800 and my current high Cl of $15000.
It’s just capital one..I have a 22 year old credit history and 9 years with capital one and called for months to get them to raise my limit and it’s still at $1,650.
Sorry this happened to you. TU/802 EX here.....I already have a Cap One Quicksilver with a 15k limit and now i'm afraid to apply for the SavorOne. Maybe what happened is your current CapOne card already has a high limit (?)
GETTING EVEN BETTER!
Good news folks!....as of August 14 2018 Savor will be increasing its benifits as following DINING was 3% now to 4%....ENTERTAMENT was 1% now to 4% ....GROCERY remains at 2% ....everything else 1%. These increase"s make this the best credit card out there. Five stars for sure.
This is why the Savor reviews were moved to this new product the Savor One. The new Savor will have the 4% Dining and Entertainment categories but it will carry a $95 annual fee after the first year. Now if you already had the Savor Card before the addition of the Savor one then you get the benefits without the annual fee. I assume that will change in the future but for now this is the distinction. The no fee version will still keep the 3% categories for Dining and Entertainment.
My card converted to 4% dining and entertainment, but no fee. It may stick for quite a while (no fee).
I applied for the Savor One 8/15/18. It states no annual fee. Nothing about fee after first year. I'm confused. Wouldn't they indicate that before I applied for the card?
The change launched on the 14th. They should have updated their website. Had you applied for it on the 13th, you probably wouldn't have to pay the annual fee next year.
There are now two versions of the Savor Card, the Savor One is 3% and no annual fee. The "deluxe" version is 4% with the annual $95 fee.
GETTING EVEN BETTER!
Good news folks!....as of August 14 2018 Savor will be increasing its benifits as following DINING was 3% now to 4%....ENTERTAMENT was 1% now to 4% ....GROCERY remains at 2% ....everything else 1%. These increase"s make this the best credit card out there. Five stars for sure.
So you got the SavorOne?
No i'm Grandfather in to the Savor card ....got card last Dec.