This is our go to card for dining and groceries. Be sure not to keep a balance because Capital One is brutal with their APR. I immediately received my $150 bonus as soon as I reached $500.
Applied and got $10,000 limit. TU 696 Equifax 701. Chapter 13 100% payback filed 2012-still on CR. Ch13 drops off January 2019.
I applied for this card, but was approved with a 1k limit. My scores are 730 and over for all 3 credit bureaus with 100% on-time payments on everything. I took Credit Karma's suggestion on this card, but extremely disappointed with the limit, as I have other cards with $6k - $18k limits. Think before you apply!
These reviews were written by current and former cardholders in the last year.
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A reliable card and service
This is my 3rd Capital one card. As always quite well functioning mobile app and timely response in terms of payment, rewards etc. Capital One has one of the best customer services of all the credit cards I've used. Another best factor is all the capital one cards (Quicksilver, Venture One and this one) have no international transaction fee. As a frequent traveler, this is a cool plus point for me.
Great Perks
Very easy to apply...received approval in seconds
$95 fee / year after the first year
Fee after first year
Capital one savor has no annual fee.
Capital One Savor One has no fee, Capital One Savor does.
Lived up to it's advertising!
I like that the rewards for this card are available in any increment, you can redeem at any time. The $150 sign up bonus was credited to my rewards within a day or two if hitting the minimum spend. I applied it to my balance. This card's rewards are flexible, fast, and easy to use. I'd recommend this card.
Awesome!!! 10000$$$!!!
So far best
Instant $30k SL and card is METAL! Love!
I have 11% util, scores in the 780’s, no lates, no baddies AAoA 5 years, oldest account 11 years, 3 new cards, $150k income and got approved for $30,000 instantly! I have quite a few cards in the $14k-$18k range but this is my biggest starting line yet! I love that this card comes in metal, slapping this card down on the table and getting 4% back on food and a $500 bonus is just right for me! I’m in love!
Oh my! I made a mistake! My review was supposed to be for the Savor card not the Savor one!
Great Card
I received the dreaded "Thanks for your application. We’ll be in touch shortly." letter. They called about a week later and confirmed my information and that it was in fact me. A few days later I got an email sayng that I was approved for $8000 cl. I have TU721 EQ712. I also have an American Express $1000 cl, Cap1 Quick sliver $10,000 cl, Discover $12,000 cl, Cap1 $500, cl.
Good deal. Approved with 6,000 limit.
I was approved with a 755 credit score. CK said my odds were just very good but recieved instant approval. Background I have one other cash back credit card that I got 4 yrs ago as a student. Never had a card or account from capital one before. Have had one personal loan that I recently paid off and about 8,000 in student loans. Have an income around 25,000 dollars and they gave me a 6,000 limit which is nearly triple my other credit limit.
Better pay back then most cards, just pay your balance every month.
Slooooowww
Happy with the offer, however it took nearly 3 weeks and numberous phone calls to finally receive the decision. Finally have the card, but cannot use the balance transfer feature until the card has been active for 11 daus. I've used other Chase and Citi cards that provide faster decision-making and more streamlined process for balance transfer. If you apply for this for the balance transfer feature expect it to be a long, slow process. Concerned what future service I'll experience when needed...
Finally received a call from Cap. One asking to confirm that I was the actual person to apply to savor card. I gave rep needed info. Hopefully I will receive card with decent line of credit. I was told to wait to receive a welcome packet with all cc info and line of credit. I've been paying too May this with checking acct debit where I could've received points to use. I always live within my means. Pay bills onetime and try not to pay interest unless necessary.