This card was recomended to me by Credit Karma with good aproval odds. The signup through CK was quick and I was instantly approved for a 10K limit. I see other reviews where some people didn't get the $150 sign-on bonus, but, mine came only a few days after hitting the $500 spend requirement. It's been a great card to me for going out to eat and for groceries.
Made sure I used the card enough to qualify for the welcome bonus, but they won’t give it to me. Won’t even give me an explanation. The woman I spoke to said” because I applied via credit karma, credit karma probably didn’t have the bonus accurate.” Sounds fishy being the same reward is being offered currently.
These reviews were written by current and former cardholders in the last year.
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Great card so far!
Great card so far ! Got $150 bonus the second I spent $500 ! Super Quick! I see how some people say they didn't receive theirs.. in small print the have the reason why you wouldn't receive it , cheating the system, etc , etc, they aren't stupid
It's ok
This card is OK. Capital one doesn't give high limits on cards so it is my lowest limit card, but it was easy to get and after 6 months of on time payments they automatically increased my limit. This card is good if you eat out alot. It also gives 2% back on grocery so this is the card I use for that.. The things I don't care for are the overseas based customer service and that they have to send a check to redeem the cash rewards. They won't just direct deposit my cash back rewards into my bank account, even though thats how they want me to pay them.
Horrible
I was a customer with Capitol one until today. Over the last year I requested a credit line increase multiple times and was denied. I opened a new card in hopes of using it on an upcoming trip and again was given a low credit line of $1,000. This amazes me since I have an above 750 credit score and each of my other (non Capitol one cards) have a credit line over $20,000. As of today I have cancelled both of my accounts and I am going to cancel my wife's account as well. Capitol one has lost both of our business for life.
**** I don't blame you it's like that for my macys card
Cancelling cards can lower your credit score.
My go to card
I've had this card for 3 years now and love it! The was no problem with the application process and they gave me a $10,000 CL form the beginning. They paid my sign-on bonus very soon after I spent the $500 buying gas, groceries and restaurants. I have always paid the card off every month and never had an interest charge on it, that money ahead!
Watch out they won't honor cash back welcome bonus! Tried to contact them numerous times & they just won't honor it at all even with proof that it was in the terms & conditions.
Wow that's selfish
They honored mine
Great Card!!!
This card great for those that dine out because of the 3% cash back. You also earn 2% cash back at the grocery stores (excluding walmart & target) For everything else you get 1% cash back. I use this in place of my debit card because no matter what I use it for I earn cash back!! I just received my $150 bonus for being a new card memeber.
Horrible
Whenever you go outside your state of residence Capital One always denies all purchases making you look dumb and embarrassed. I would never suggest getting this card or any from this company.
Maybe you should call the company ahead of time before going out of state. Sounds like a safety feature. The user should be smarter about their money and where abouts.
Anytime you travel, even just to another state, you should notify any bank that holds the card(s) you plan on using. This is to protect you from the most common types of fraud; transactions that occur in a different state than yours.
Bad customer service
Dont get this card.. Got this card and had to jum through hoops just to prove to them my indentity.. Even after all that I still had my account closed.. DONT GET IT!
Very good credit card
I've had this credit card since May and I haven't had any problems so far, my credit score was in the low 700 and was approved and got a CL of 1000 I thought it was low, but at the end of October I got CLI and now my limit is 8000, very good credit card and had no issues to get the sign up bonus. I would definitely recommend.
Anything needed should be saved for just like you as a kid!!
HUH!????? I shall build a great big beautiful wall around your credit score to keep you away from us!!!!!
Ummm ... yeah