Capital One® SavorOne℠ Cash Rewards Credit Card Reviews

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Approval Odds

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4.7 out of 5 stars
48 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR 0%* for 15 months
  • Balance Transfer Regular APR 16.24% - 26.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* for 15 months
  • Purchase Regular APR 16.24% - 26.24%* Variable

Most Helpful Positive Review

Sep 24, 2018
Tony0467 Cardholder

I recently applied for this card and got approved with a $6000 credit limit. Credit Karma said that my credit rating was 795 for Equifax and 785 for Transunion when I applied for it. I haven't had it but a couple of weeks but so far it has been an excellent card to have my wallet. Thanks Credit Karma and Capital One!

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Most Helpful Negative Review

Jan 15, 2019
Approved for $1k limit with 730+ scores
StebanM Cardholder

I applied for this card, but was approved with a 1k limit.  My scores are 730 and over for all 3 credit bureaus with 100% on-time payments on everything.  I took Credit Karma's suggestion on this card, but extremely disappointed with the limit, as I have other cards with $6k - $18k limits.  Think before you apply!

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These reviews were written by current and former cardholders in the last year.

Mar 25, 2019
bashname Cardholder

they don't approve ppl eazy not worth it at all

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1 Reply
Mar 25, 2019

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Mar 22, 2019
Great for dining out
ehannibal Cardholder

Applied on the Capital One site, CL 10K easy process.

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Mar 09, 2019
A reliable card and service
SjdAkm Cardholder

This is my 3rd Capital one card. As always quite well functioning mobile app and timely response in terms of payment, rewards etc. Capital One has one of the best customer services of all the credit cards I've used. Another best factor is all the capital one cards (Quicksilver, Venture One and this one) have no international transaction fee. As a frequent traveler, this is a cool plus point for me.

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Mar 01, 2019
Great Perks
myteemouse Cardholder

Very easy to apply...received approval in seconds

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Feb 28, 2019
$95 fee / year after the first year
Vvgghig Cardholder

Fee after first year

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Mar 05, 2019

Capital one savor has no annual fee.

Mar 15, 2019

Capital One Savor One has no fee, Capital One Savor does.

Mar 24, 2019

What Is the difference between the two. I received the savor one and have no annual fee plus a 5 figure line of credit.

Mar 24, 2019

I also get concierge services . I noticed a question earlier asking what kind of card it is. The one I received is a MasterCard Elite this is not an Amex.

Feb 18, 2019
Lived up to it's advertising!
MaligatorLovr Cardholder

I like that the rewards for this card are available in any increment, you can redeem at any time. The $150 sign up bonus was credited to my rewards within a day or two if hitting the minimum spend. I applied it to my balance. This card's rewards are flexible, fast, and easy to use. I'd recommend this card.

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Feb 16, 2019
Instant $30k SL and card is METAL! Love!
Katiedid1986 Cardholder

I have 11% util, scores in the 780’s, no lates, no baddies AAoA 5 years, oldest account 11 years, 3 new cards, $150k income and got approved for $30,000 instantly! I have quite a few cards in the $14k-$18k range but this is my biggest starting line yet! I love that this card comes in metal, slapping this card down on the table and getting 4% back on food and a $500 bonus is just right for me! I’m in love!

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Feb 16, 2019

Oh my! I made a mistake! My review was supposed to be for the Savor card not the Savor one!

Feb 13, 2019
Great Card
Lee0227 Cardholder

I received the dreaded "Thanks for your application. We’ll be in touch shortly." letter. They called about a week later and confirmed my information and that it was in fact me. A few days later I got an email sayng that I was approved for $8000 cl. I have TU721 EQ712. I also have an American Express $1000 cl, Cap1 Quick sliver $10,000 cl, Discover $12,000 cl, Cap1 $500, cl.

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Feb 12, 2019
Good deal. Approved with 6,000 limit.
SBC93 Cardholder

I was approved with a 755 credit score. CK said my odds were just very good but recieved instant approval. Background I have one other cash back credit card that I got 4 yrs ago as a student. Never had a card or account from capital one before. Have had one personal loan that I recently paid off and about 8,000 in student loans. Have an income around 25,000 dollars and they gave me a 6,000 limit which is nearly triple my other credit limit.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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Capital One® SavorOne℠ Cash Rewards Credit Card

48 Reviews
Cardholders' Choice i