Kroger 1-2-3 REWARDS® MasterCard® Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
These reviews were written by current and former cardholders in the last year.
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The extra fuel rewards are a great value
If you frequently shop Smiths (Kroger) , this is a great card for you. The only bummer about the card is that it opens a new rewards account for you. I thought I could combine it with my existing rewards account/alt ID so I wasn’t getting the extra gas discount at first. As soon as I realized it was a new account I began using it, chose a new alt ID, and instantly got my extra gas rewards.
Convenient
The online application process was easy; I received my card pretty quickly after applying. I have used to make purchases in order to receive the rewards certificates, and I should recieve one in November (1st one). I've been using this card instead of my debit card in order to get the rewards and just make multiple payments a month to keep it paid down. I received a $400 incentive credit right within my first month. The credit plus rewards back is more than I get with my other cards, so I am satisfied.
Im so DONE with Mastercard- beware
Mastercard will NOT (At least this card) protect the customer. I have spent HOURS and HOURS and months on disputing a charge. I had all the proof I needed and then some and Kroger mastercard still sided with the merchant and now I have to convince them to refund me with a letter I received from the CC company.. The merchant needs to have a 3 way call because of the dispute but Mastercard- Kroger told me "they do NOT do 3 way calls and they will not contact the merchant and good luck!" Once this is settled I will NO LONGER EVER!! EVER!!! get another mastercard...
Excellent card with no problems .
They start you off with a moderate credit line, mid 4 figures for me. I used the .25 discount without any problem and kind of miss it, I had the visa card in the beginning and have now received the new mastercard which will give me a .05 discount on top of the regular .10 or more discount.