Kroger 1-2-3 REWARDS® MasterCard® Reviews

Approval Odds

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4.5 out of 5 stars
2 Reviews

From Cardholders in the last year

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Application Process

3.5 out of 5 stars

Customer Service

3 out of 5 stars

4.5 5

These reviews were written by current and former cardholders in the last year.

Sep 30, 2018
The extra fuel rewards are a great value
Shen04 Cardholder

If you frequently shop Smiths (Kroger) , this is a great card for you. The only bummer about the card is that it opens a new rewards account for you. I thought I could combine it with my existing rewards account/alt ID so I wasn’t getting the extra gas discount at first. As soon as I realized it was a new account I began using it, chose a new alt ID, and instantly got my extra gas rewards. 

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Sep 21, 2018
luvkdz2 Cardholder

The online application process was easy; I received my card pretty quickly after applying. I have used to make purchases in order to receive the rewards certificates, and I should recieve one in November (1st one). I've been using this card instead of my debit card in order to get the rewards and just make multiple payments a month to keep it paid down. I received a $400 incentive credit right within my first month. The credit plus rewards back is more than I get with my other cards, so I am satisfied. 

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Kroger 1-2-3 REWARDS® MasterCard®