ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 13.49% - 23.49%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 13.49% - 23.49%* Variable
The U.S. Bank Cash 365TM American Express® Card offers steady rewards and solid benefits.
What to Like
Cardholders get 1.5% cash back on all eligible net purchases. Your rewards never expire and you can also reap the benefits of typical American Express perks, like early access to concerts and shows and extended warranties on eligible product purchases. Plus, there’s no annual fee.
Look Out For
There’s a balance transfer fee and a foreign transaction fee.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.