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stephaniehansson

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The Best Way to Manage Credit Card Utilization?
I will be receiving some money that will allow me to significantly pay down my credit card debt and as a result, lower my credit card utilization rate. In terms of improving my credit score, what would it be best?

To completely pay off my cards with the highest APR and then leave my remaining debt on my card with the lowest APR?

2. Keep a balance on all of my cards while and lowering the utilization rate on each of them?

Thanks!

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