Excellent Credit

1.) Chase Sapphire Preferred® Card

Great for flexible travel rewards and no blackout dates

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
N/A 16.74% - 23.74%* N/A 16.74% - 23.74%* $0 intro, $95 after first year 736
Variable Variable Typical Low: 646
Typical High: 808

2.) BankAmericard Cash Rewards™ Credit Card

Great for cash back on gas and office supplies

  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%    
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Billing Cycles 12 Billing Cycles
0% intro 13.74% - 23.74%* 0% intro 13.74% - 23.74%* $0 675
Variable on qualifying transfers Variable Typical Low: 629
Typical High: 789

3.) Chase Slate®

Great for saving on balance transfer fees

  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • Chase Slate named "Best Credit Card for Balance Transfers" four years in a row by Money Magazine
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
15 Months 15 Months
0%* intro 15.74% - 24.49%* 0%* intro 15.74% - 24.49%* $0 672
Variable Variable Typical Low: 621
Typical High: 767

4.) Capital One® Venture® Rewards Credit Card

Great for earning double miles on every purchase

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates 
  • Miles don't expire and there’s no limit to how many you can earn 
  • No foreign transaction fees 
  • $0 intro annual fee for the first year; $59 after that
  • Get a metal Venture Card when you apply today    
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
N/A 13.74% - 23.74%* N/A 13.74% - 23.74%* $0 intro, $59 after first year N/A
Variable Variable Typical Low: N/A
Typical High: N/A

5.) BankAmericard Travel Rewards® Credit Card

Great for straightforward travel rewards and no annual fee

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days -  that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.74% - 23.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR Annual Fee Average Approved Score
12 Billing Cycles
0% intro 15.74% - 23.74%* N/A 15.74% - 23.74%* $0 N/A
Variable Variable Typical Low: N/A
Typical High: N/A
Results 1-5 of 9 Page 1 of 2    Previous | Next

*See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

†Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2016 through April 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

‡The Minimum Credit Needed provided by lenders represents their estimate of the minimum level of credit required to be eligible for the product. There is no guarantee that you will be approved by the lender or that credit will be extended to you.