primor® Secured Visa Classic Card

Approval Odds

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2.0 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

2 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $39
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 13.99%*

These reviews were written by current and former cardholders in the last year.

Oct 03, 2016
Treats clients as ignorant.
Melewis217 Cardholder

As this is my first credit card, I keep a very close eye on all my transactions. When I did not recognize a couple transactions, I called to explain my fear that my card had been compromised. Instead of the woman easing my fear, or even understanding where I was coming from, she shoved my concerns away. She responded to my concerns with patronizing remarks and treated me as though I was an ignorant five year old. I am not happy.

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Jul 07, 2016
born2fly2 Cardholder

12 days to post your payment that comes out of your bank account as soon as you click 'pay'. 25 days to release a deposit (temporary hold) for rental equiptment. Stay away from these guys.

Why do they have 2 different websites to make a payment - one posts within 5 days - the other takes 12 or more days to post when your funds for payment are drawn from your bank immediately. Why do they hold your money for 5 - 12 days?

READ THE FINE PRINT FIRST before you sign. I didn't and found out the hard way. This is not like your average credit card, even though IT'S YOUR MONEY.  Unless you are desperate, chose another bank.

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Jun 09, 2016
Hreed85 Cardholder

This card is easy to get. The customer service is terrible and they take forever to post your payments to your available balance. Some of there policies are ridiculous. I completed a rentle reservation through Avis on May 31, The hold for the rentle $100 is still pending on my account as of June 8th . I contacted First Choice Bank and they told me I need to call Avis have them fax a letter saying that they will not charge my card again or either wait 19 more days for it to release. So I asked does this need to be done everytime I rent a vehicle? The answer was yes it's in our policy. Wish I would of never got this card. It did boost my credit up a little but I don't like dealing with all the B.S. Policies this card has. Make sure to do your research before applying.

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Jun 03, 2016
where else can you get a 9.9% card?
redflag777 Cardholder

Nevermind the negatives you read on this card. Those are other card companies trying to shoot these people down.  This is the greatest card ever for bad credit. I increased my limit online and it was free and easy.  When i make a payment, i make a payment. Not like other people who make a payment on monday, then want to run the card back up on tuesday. Smh.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

primor® Secured Visa Classic Card