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U.S. Bank Business Edge™ Platinum Card

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Ratings by Category

Application Process
Customer Service
Cardholder Ratings
5 5

Card Details

  • Balance Transfer Intro APR 0%* for 12 Billing Cycles
  • Balance Transfer Regular APR 10.24% - 18.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* for 12 Billing Cycles
  • Purchase Regular APR 10.24% - 18.24%* Variable

Reviews (1)

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Mar 05, 2014
Excited to have been just approved!

I was just approved for this card, and since there are no reviews and credit karma had previously indicated I had a "poor" chance of being approved, I thought I would share what I was approved for--I currently have a CK score of 699, Vantage 811, FICO 727, Equifax 668 (those are the scores I know at the moment), and I was approved for a 3k line at 17% APR.  I had received a pre-approval but hadn't acted on it, but my business bank account was targeted for fraud last week and I was encouraged to apply when I was in the bank closing and reopening my business account.  It's not the kind of line I used to get approved for before the recession, but like many business owners, I was seriously affected by the recession and I had personally guaranteed cards I missed payments on, so I have been in rebuilding credit mode the last few years.  I am very pleased that US Bank has given me and my business this opportunity to establish credit with the bank.  

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

U.S. Bank Business Edge™ Platinum Card