Fingerhut Credit Account issued by WebBank Reviews

Fingerhut Credit Account issued by WebBank Reviews
2.8 out of 5 stars
77 Reviews

From Cardholders in the last year


Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

3 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0*
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 29.99%*

3 star reviews (5) See All

These reviews were written by current and former cardholders in the last year.

Dec 19, 2019
Not bad
KidKrazz Cardholder

Pros: You can buy almost anything you would need all in one place and good quality. Definitely help's give your credit a big boost!

Cons: As much as this credit line help's build your credit it destroys your credit as well. What I mean as destroys, they give you credit for treating the account good as you gain time in. Once you reach a certain credit limit and don't shop much, they thresten you to use the credit in LARGE amounts in order to keep a certain new limit they gave you or you will lose it. Now if you gain any new credit limit your score goes up right.

So since you try to keep a low to no balance on credit card's/credit. If you are forced to use your credit limit that was given to you of course it has a return by your credit being hit. But if you don't use the credit and lose it, your credit will also be hit because your credit limit was decreased. So it's almost like they help you boost your credit momentarily until you reach a certain limit then they surprise yoh with oh if you don't use this big chunk of credit we will take it back and hurt your credit. Leaving out that if you do they still will hirt your credit. I would stay clear away from this unless you want your credit record going for a rollercoaster ride.

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Nov 18, 2019
I did not realize this was FINGER HUT
Mechie04 Cardholder

I am not having a bad experience. I spent a little over $100 for a Keurig machine. My auto pay takes out $28 a month. It sucks i can only order online, but it helps keep my balance down while reporting to all 3 credit companies. 

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Nov 13, 2019
Not a credit card, just a credit line ac
Ksabti7 Cardholder

Can only be used for Fingerhut BUT a good way to help build credit if you don't have any or are rebuilding.

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Mar 13, 2019
Shipping is EXPENSIVE.
brittneylea22 Cardholder

Fingerhut charges shipping PER item & it's sometimes half the price of the item you're purchasing!! I rarely use Fingerhut due to this issue alone. If they have promos on shipping, that's when I purchase items. If they changed their shipping prices to be more reasonable, I would definitely purchase more often.

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Sample Size: 310
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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Fingerhut Credit Account issued by WebBank Reviews

Fingerhut Credit Account issued by WebBank