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jusasking

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How do you get the Amex 3x cli?
I was wondering if there are any suggestions of how to receive this cli from American express.

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It never hurts to ASK!

If you want a credit limit increase on an existing card all you need to do is ask.  If you meet their criteria they may grant it. 

You want your score above 750 and a Utilization rate below 20%  with no missed payments in the last 7 years. Amex is notoriously stubborn and has very high standards for their cards.  I have an AMex card that had a $10000 limit and I asked for a limit increase,  I was denied. There reasoning was that "I didn't need any more credit" because i don't carry a balance on my cards. I recently got married and put a lot of the expenses on the card.  When the balance was up around $5k they sent me a letter raising my limit to $20K.  It wasn't until it looked like I would be owing them a lot of interest that they were actually interested in raising my limit.  Of course I liked the increase but I did a Balance Transfer for the total balance to a Zero % card to avoid the interest.

Good luck   

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Also depends if the card lets you carry a balance, or if it's one you have to pay in full each month. They want to make sure your income can cover charges you make. There's a section on the Amex website which lets you add your financial  portfolio amount. I put this in, and then waited a couple months before applying for the Amex Everyday Preferred. I had the Costco card already with a $10k limit.  

I got the card with a $10k limit, and then they upped it to $14k within about 6 months without me asking.  I believe they also look at your spending habits and where your money is going. I've been doing a lot of home improvement.

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just ask.

I was approved for a Amex Blue Preferred Card on Feb 4 with a 9K limit. Scores were ~720 and 710 at the time (I don't remember exactly). 

Read somewhere Amex will consider CLI's on the 61st day after account opening up to 3x. I applied online this morning (April 5) and was instantly approved for a 20k limit (11K increase). I've run about 7K through the card since opening the account and current balance as of this morning is about 1k.

Hope this helps.

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Your credit score has to meet their criteria, which they do not broadcast.  My credit score is excellent but I was still denied for an AmX card.  Not a problem for me since I have several Visa and MasterCards in good standing and they are accepted anywhere.

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