Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
How can I fix my credit score is poor due to someone taking a credit card out in my name?
A few years ago, I received notice that a collection agency was looking for me due to an overdue credit card. I was VERY confused because I had only had an Express and Victoria's Secret card out and had NEVER heard of a Capital One card, let alone spent money on one. I later filed a police report and a dispute with a credit bureau or two even later after that. I am not very knowledgeable when it comes to credit anything and now that I need to take more student loans out, I am being denied due to my credit score. I was not even 18 when that Capital One card was opened up, so I am forever going to be confused as to how the account was opened and nothing was never paid for. If anyone can guide me in a helpful direction or offer any advice, I'd be so thankful.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.