First Progress Platinum Prestige MasterCard® Secured Credit Card

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  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Annual Fee:
$49
Purchase Intro APR:
N/A
Purchase Regular APR:
9.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.99%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $38
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
BShow
If your trying to establish credit again
by BShow
Helpful to 345 out of 353

Ok here is the deal.   I read a lot of bad reviews because it's hard to make a last minute payment.  Fyi this is what got you into the situation your in to begin with.  

 

I have had this card for over 3 years now, that said I have had no problems with the card, I used it to establish credit to get better cards.  I would use about 30% of the card and make my payments by mail the day I got the bill in the mail.  THE MINUTE I got the bill in the mail. As I said I was trying to fix my credit not wreck it again.  After about 3 months my score went from 520 to about 580 landing me 6 more credit cards with no anual fees and no deposit.

 

I still keep this card active to ensure my age of credit history does not drop as this is my oldest line of credit.

 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
savaz90
WILL FIND ANY REASON TO CANCEL YOUR CARD
by savaz90
Helpful to 128 out of 141

had this card for 4 months. i would use it everyday and pay it at the end of every week. then i sent my payment and i come to find out they closed it. no reason was given when i called. i dont know if im going to get my $400 back, or security deposit. dont waste your time, or lose your money like i did. SAVE YOURSELF!!


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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