Min. deposit
$200
Refundable
Regular purchase APR
14.24%* Variable
Annual fee
$49
Rewards rate
1%
Cash back

Additional rates & fees

Annual fee: $49

Intro purchase APR: N/A

Regular purchase APR: 14.24%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: N/A

Cash advance APR: 23.24%* Variable

Cash advance fee: 3%, Min: $10

Late fee: Up to $41

Penalty APR: See Terms*

Balance transfer fee: N/A

Foreign transaction fee: 3%

Return payment fee: Up to $30

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Your Tax Refund May be Bigger this Year!² Why Not Use it to Help Boost Your Credit?¹
Is Inflation Impacting Your Credit? A Secured Card Can Help You Rebuild in 2025!¹
Earn 1% Cash Back Rewards with First Progress Prestige!
Apply Now and Fund your Security Deposit over 90 days with the Option to make Partial Payments.
No Credit History or Minimum Credit Score Required for Approval.
Imagine being Rewarded for Simply Paying your Bill each Month. Make a Payment and Earn 1% Cash Back!
Build your Credit History across 3 Major Credit Reporting Agencies: Equifax, Experian and TransUnion.¹
Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
Good for Car Rentals, Hotels; Anywhere Mastercard is Accepted
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
² Experian