Have had it for 2 years, but am cancelling before the (next) Annual Fee, which is a HEFTY $75 (apart from FEEs for EVERY-thing you might do, EXCEPT no fee for CreditLimit increases, because there aren't ever going to BE any .. something made clear to You only AFTER you hook-up with them and then discover that among the FAQ's, once you're a "Member" .. that as a matter of Policy, they don't have any such feature as even being able to request a CRL increase. Basically that's so that You CAN utilize their (1) available option of opting-IN for Overlimit payouts (which they approve & encourage, so that they can assign a HEFTY FEE each time that occurs .. and You DON'T wanna GO there). Meanwhile, what little actual "support" or C.svc is available is available online, and strictly LTD., but in fairness, the ONE aspect of this card not misrepresented and which you CAN rely on is: they actually DO report the card monthly to the 3 usual outfits .. and so if THAT's crucial to your Basic Strategy, getting a minor bump from having an Additional Account OPEN, and a little more of a rise for on-time payments .. then Milestone has a lightweight role to play perhaps; just don't go actually spending INTO it, and definitely weigh that HEFTY annual FEE which comes with the card and the initial Statement, etc. IF You're not entirely tapped-out, it might be worth considering "INVESTING" in a stratgey for improving your Score and TrackRecord .. and
in THAT respect (and ONLY in that respect) should You consider playing this Card .. since it will never be good for more than that, and the interest rates are HIGH (as they NEED to be for MILEstone to get their MILEage OUT of you with such a minimal Credit Ceiling .. plus sever fees). NOT unique or even shocking .. I mean hey-- we're swimming IN predator-infested waters .. so, yeah- sometimes it comes down to: even grabbing one of those toothy *******s by the tail as a means to get dragged-out of these Shark-infested Waters .. trick is: to somehow manage to DO that, or just tread water long-enough .. without getting EATEN.