Milestone® Gold MasterCard®

  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
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Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR 29.9%
Balance Transfer Fee See Terms*
Foreign Transaction Fee 1%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
by cjw456
Helpful to 138 out of 153

I need a card to help me rebuild my credit so  I applied for this card back in september. I got approved for $300 CL I had to pay $ 75.00 fee. IT was drafted my ACH bank it took them 2-3 days to processed. After that I started using card  and paying off every month. I stay in 30 % of ulitization . This card has already helping my credit score has went up  18 points so far so good. I pay my bill over phone I do it way early before to due date to make sure it doesnt be later Right now I am trying to get my  credit score  in mid 600 so I can apply for better card. I am keeping this card for 12 months then I will canceled the card. This is not a card to keep permanently. It is to help you established  and rebuild your credit.  Just make sure to pay bill in full each month and on time, make sure you stay with 30 % utilization. If you have to over that. Pay it off immedately so you wont occured high interest charges and report to credit bureaus you over limit or late.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
not unless it's the ONLY game in town ..
by Nevele
Helpful to 186 out of 208

 Have had it for 2 years, but am cancelling before the (next) Annual Fee, which is a HEFTY $75 (apart from FEEs for EVERY-thing you might do, EXCEPT no fee for CreditLimit increases, because there aren't ever going to BE any .. something made clear to You only AFTER you hook-up with them and then discover that among the FAQ's, once you're a "Member" .. that as a matter of Policy, they don't have any such feature as even being able to request a CRL increase. Basically that's so that You CAN utilize their (1) available option of opting-IN for Overlimit payouts (which they approve & encourage, so that they can assign a HEFTY FEE each time that occurs .. and You DON'T wanna GO there). Meanwhile, what little actual "support" or C.svc is available is available online, and strictly LTD., but in fairness, the ONE aspect of this card not misrepresented and which you CAN rely on is:  they actually DO report the card monthly to the 3 usual outfits ..  and so if THAT's crucial to your Basic Strategy, getting a minor bump from having an Additional Account OPEN, and a little more of a rise for on-time payments .. then Milestone has a lightweight role to play perhaps; just don't go actually spending INTO it, and definitely weigh that HEFTY annual FEE which comes with the card and the initial Statement, etc.  IF You're not entirely tapped-out, it might be worth considering "INVESTING" in a stratgey for improving your Score and TrackRecord .. and

in THAT respect (and ONLY in that respect) should You consider playing this Card .. since it will never be good for more than that, and the interest rates are HIGH (as they NEED to be for MILEstone to get their MILEage OUT of you with such a minimal Credit Ceiling .. plus sever fees). NOT unique or even shocking ..  I mean hey-- we're swimming IN predator-infested waters .. so, yeah- sometimes it comes down to: even grabbing one of those toothy *******s by the tail as a means to get dragged-out of these Shark-infested Waters .. trick is: to somehow manage to DO that, or just tread water long-enough .. without getting EATEN.


Our Take

If you have fair credit and are looking for a card to establish or rebuild your credit health, the Milestone® Gold MasterCard® is worth your consideration.

What to Like

The Milestone® Gold MasterCard® offers credit lines starting at $300 and consumers still working on establishing or building their credit can qualify. The card will report to all three major credit bureaus, making it a good option for building credit.

Look Out For

This card comes with an annual fee ranging between $35 and $99 (depending on credit), and a one-time $25 fee for each authorized user. It also has a relatively high interest rate, so it’s important to pay off your balances in full each month.

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† We look at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there’s no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2015 through March 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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