I've had the MIlestone card for 2 years now. They approved me just 2 months after Chapter 7 discharge in 2015 with $300 credit limit. I've never had issues with the card as i've used it properly and responsibly. It's not a long term card to have by any means. They charge me a $99 annual fee that hits the card in one shot every November. If it were broken down to 12 monthly charges of $8.25 like some of these type of cards do, I could live with it better, but that $99/fee all at once hurts!
Another thing I don't like is that if you make a huge payment to pay down the balance to zero, they can hold the funds for days and days showing "pending" on your account even well after the check clears at your bank. It's not right, especially when you specifically pay down the card to zero because you need to rent a car the following week or make a similar large purchase. There's absolutely no excuse to hold payments hostage like that after the bank has cleared the funds to them.
I'm cancelling the card before the next $99 annual fee hits and moving on. I now have both Cap One Quicksilver and Platinum Cards and I swear by them as one of the best credit cards out there so I no longer need the Milestone card, however it DID serve it's purpose of helping to restablish my tarnished credit so they get 3 stars for that. If your credit is shot and you need to rebuild, get the card, suck up the big annual fee and after a year or 2, move on to better cards and drop it. Go for the Cap Ones, they treat you right!