Indigo® Platinum MasterCard®

Apply now
  • Less than perfect credit histories can qualify, even with prior bankruptcy!  
  • Choose your custom card design - Free  
  • Account history is reported to the three major credit bureaus in the U.S.  
  • Fast and easy decision on your application  
  • Access your account online or from your mobile device 24/7  
  • Protection from fraud, if your card happens to be lost or stolen   
  • Accepted nationwide wherever MasterCard is accepted 
Annual Fee:
$75 first year, $99 thereafter
Purchase Intro APR:
N/A
Purchase Regular APR:
23.90%*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Mdguy85
Use only to rebuild credit
by Mdguy85
Helpful to 57 out of 59

These people complaining that they were never told about the fees simply didn't read. The card is good for one purpose, build credit and add an active revolving account. It does not give credit increases. Use it until you can replace it with a better card and do so.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Aame2012
High Fees, High Interest
by Aame2012
Helpful to 76 out of 78

I applied through CreditKarma, and was approved for a $300 limit. 557/548 CreditKarma scores. I wish I realized before I applied that this card does not give credit line increases. $75 annual fee billed immediately. Other annual fees too. PAY ONLINE and pay BEFORE the due date, and you should have no issues. I guess it's not horrible if you're desperate to rebuild your credit, and don't want a secured card. Good luck! 


Our Take

If you’re looking to build your credit, the Indigo® Platinum MasterCard® could be a good option.

What to Like

The Indigo® Platinum MasterCard® is geared toward consumers who are looking to build their credit. Before applying, you can get pre-qualified without affecting your credit score, so you can get a better idea of whether or not you’ll be approved. As a fun bonus, the card also comes with a few different card designs that you can choose between.

Look Out For

Depending on how strong your credit is, this card could come with an annual fee. There’s also a relatively high APR and a Penalty APR that the issuer can apply if you miss a payment.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2016 through April 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.