Indigo® Platinum MasterCard®

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  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability - you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
Annual Fee:
$0-$99
Purchase Intro APR:
N/A
Purchase Regular APR:
23.90%*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
PhillyGirl2
Great Unsecured Card - (score under 600)
by PhillyGirl2
Helpful to 2 out of 2

I received an invitation for this card via email.  My credit score was under 600 at the time but I applied anyway.  I got an immediate approved for this card.  I was shocked.  No deposit required.  The customer service is great and two of my friends also applied and were approved without deposits. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
chuxdaddy
Be careful
by chuxdaddy
Helpful to 16 out of 16

CK estimated that I would have a good chance to get approved.  So, I applied and fill in the application for preapproval.  My TU score was 644.  The preapproval was submitted and it came back with a decision to apply for secured cards.  I found that kind of strange.  I was recently apporved for a Capital One card with a 2K limit. 

Just want to thanks CK for giving me the tools to get my credit history on track.  Since I join CK in January, I have been approved for 4 card; Capital One Quicksilver (300), Credit One (400), First Premier (300) and the aforementioned 2K by Capitalone.  I have 3k in credit, I am done applying for cards, now I am working to get my credit score increased by making one time payment.

Thanks CK.


Our Take

If you’re looking to build your credit, the Indigo® Platinum MasterCard® could be a good option.

What to Like

The Indigo® Platinum MasterCard® is geared toward consumers who are looking to build their credit. Before applying, you can get pre-qualified without affecting your credit score, so you can get a better idea of whether or not you’ll be approved. As a fun bonus, the card also comes with a few different card designs that you can choose between.

Look Out For

Depending on how strong your credit is, this card could come with an annual fee. There’s also a relatively high APR and a Penalty APR that the issuer can apply if you miss a payment.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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