Indigo® Platinum MasterCard®

Apply now
  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability - you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
Annual Fee:
$0-$99
Purchase Intro APR:
N/A
Purchase Regular APR:
23.90%*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
NaninMichigan
approved despite lousy credit score
by NaninMichigan
Helpful to 205 out of 230

I applied online after CK said my chance of being approved was Good. My credit score is lousy, about 550, but my credit payments are 100% perfect. I have several credit cards, some maxed out, and a car loan, and a trailer loan. I was approve instantly for this card, low $300 limit, but it will improve my credit score over time.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
JRVSATX
Counter productive to helping your score
by JRVSATX
Helpful to 181 out of 188

$40 month fee... Start up fee of $35... $40 monthly fee though... I canceled it because you start out negative $75. I didn't activate it so I canceled it.


Our Take

If you’re looking to build your credit, the Indigo® Platinum MasterCard® could be a good option.

What to Like

The Indigo® Platinum MasterCard® is geared toward consumers who are looking to build their credit. Before applying, you can get pre-qualified without affecting your credit score, so you can get a better idea of whether or not you’ll be approved. As a fun bonus, the card also comes with a few different card designs that you can choose between.

Look Out For

Depending on how strong your credit is, this card could come with an annual fee. There’s also a relatively high APR and a Penalty APR that the issuer can apply if you miss a payment.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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