Low Interest Rate Credit Cards

With a low interest credit card, you can't expect many other perks like rewards or cash back without paying a higher rate. Low interest credit cards will often come with no annual fee and rates between 6.99% and 9.99%. Like many cards, the APR is variable and indexed to the prime rate. Most low interest credit cards will also require good to excellent credit.

Low interest credit cards are great if you carry a balance and need to keep the interest low. As with all credit cards, making payments on time is the best way to ensure that you keep your low rate. Below are some of our favorite low interest credit cards.