Balance Transfer Credit Cards

Applying for a credit card to transfer a balance is a great way to save on your existing credit card debt. Many credit cards have 0% APR balance transfer rates for 6-15 months. The secret to saving more with these credit card offers is to be aware of balance transfer fees and different interest rates for purchases.

Some credit cards have a 3% balance transfer fee with a maximum fee of $75 or $90. These fees are okay if you can take advantage of the 0% APR for more than 12 months. The fees were created so people couldn't credit card balance transfer-surf (continuously transferring balances to avoid interest). Below are some of our favorite balance transfer credit cards.