'When you read these reviews you cant help but to shake your head sometimes. Like the person who said they had the card for 3 months and the card made their credit worse. These people always make it a point to tell you to sign up with another credit card bank like capital one. First off Cap1 cant come close to this rate of 9.99% fixed. Thats enough to get the card on its own. The other complaint they had is about the reporting time. All banks report once a month. These reviews are cooked and these folks giving these reviews probably get paid to trash primor who is now berkshire bank.
Finally a bank to look after the little guy. They dont believe in screwing people with bad or no credit. once again, a fixed 9.99% rate with bad or no credit because EVERYBODY IS APPROVED. THIS CARD HELPED ME GO FROM A 498 TO A 639 IN LESS THAN A YEAR.