This is a great card for repairing bad credit. They don't do a credit check or a hard pull. I've had the card almost six months now and my credit shot up 130 points. Just opening the card gives a significant boost, which will gradually climb if you keep utilization low around 10-20 % and make on time payments. My previous credit card had been closed and charged off, then finally dropped off of my report but left my score low nonetheless. I needed a new card to start over but didn't qualify for an unsecured card. You have to make a deposit for your credit limit and pay a fee. Customer service is good, they answer questions thoroughly and I always understand them. Paying bills is easy to do online and you can check what you owe and the due date online.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $49
- Purchase Intro APR Not Applicable
- Purchase Regular APR 9.99%
Most Helpful Positive Review
Most Helpful Negative Review
I got this card as a starter card, and i never missed a payment. They will not increase your limit automatically and they make it almost impossible to contact them.
They have changed their name 2 times since I have been with them, first Primor, then First progress, now Green Dot
Also their online payment is not friendly, you have to make a payment to them from your own banks online payment system as Primor/First Progress/Green Dot/ has no way on their system to pay with a card, or for that matter I don't see a way to auto pay.
The customer service does not exist. Basically you can't get thru to anybody.
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