I got instantly approved for a $3750 line of credit. I immediatley purchsed $875 worth of merchandise and got 6 months, no payment, no interest. They seem to be diligent about their email updates about due dates. I am not sure why others have issues.
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Most Helpful Negative Review
Excellent payment history with them. Yet each year they check my credit score and because I had payment trouble with a couple other creditors, my score isn't that great now. 2 years in a row they lowered my credit limit to whatever the balance at the time is. Went from a $500 credit line to $280 now. If my balance was $50, I'm sure thats what my credit line would be right now after they lowered it. Once I pay off this credit line, I'm done with them and closing my account. Not worth it. If I would have known they would lower your credit line even with excellent payment history, I'd have never applied.
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