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BECU Visa®

Approval Odds

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4.6 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

5 out of 5 stars

4.5 5

These reviews were written by current and former cardholders in the last year.

Oct 18, 2016
Low APR (7.14% right now) on a 13k limit
Ubertam Cardholder

Rewards program is great. I think it's 1.5% and they have cash back as an option (why you'd choose anything else I don't know). Easy to claim. $25/year fee is nothing when I'm getting 100-200 back per month.

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Jun 16, 2016
Rates too high for a non-profit.
Anonymous Cardholder

Do not sign up for their Rewards pgm - hidden $25 fee!

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Feb 14, 2016
Low APR and Generous Line of Credit
RonBargarh Cardholder

Salient Features of the BECU Visa Card

1. High Credit Limits to Start ( Got approved for $20k without having been a BECU member until that point)

2. Low APRs ( Less than half of what I was paying for Another Card from a Leading Bank )

3. 0% Introductory APRs on Balance Transfers

4. Quick Approvals ( Heard back from BECU about the approved Application in just a couple of Days )

5. Great Customer Service both in Financial Centers as well as over the Phone

Other Benefits

1. Great Mobile and Online Banking - Fantastic Technology

2. Checking Accounts with No Fees

3. Shared Branching and Free CO-OP ATMs through out the Nation.

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Feb 14, 2016
Generous Credit Line and Low APRs
RonBargarh Cardholder

I recently got approved for a $20K line of Credit for BECU Visa. This is pretty significant because I was not a BECU Member until after the BECU Visa Application was Approved. I also got a very good APR (and also an introductory 0% APR for 6 months on Balance Transfers). BECU literally offered me half the APR compared to another Leading Credit Card that I had been using. Excellent Customer Service both at their Financial Centers and Over the Phone and great Online Banking. 

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Nov 09, 2015
approved for $2500 with POOR odds
djbw Cardholder

when i appled i was expecting to be denied immediately but was approved immediately instead, when i call customer service they were so helpful and caring about my situation. I am leaving tomorrow to see my son graduate from marine bootcamp and needed funds ASAP! when i called i told them my CK score was 550, and wasnt sure if i should apply if i was going to be denied, the rep said lets try it and was approved right away, he told me my score was actually 633! they approved me with $2500 visa, but i needed the money now since i am leaving tomorrow for my trip, they worked with me and lowered my CL to $2000 and gave me a personal loan for $500 right away deposited to my account! they are amazing, my APR is 12% for VISA and 15% for the $500 loan.

And I just got off of the phone with Captial One and was advised that i have been approved for the platinum unsecured card with $500 limit  :) both are great!!!

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