BECU Visa®

Approval Odds

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4.5 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

5 out of 5 stars

4.5 5

These reviews were written by current and former cardholders in the last year.

Dec 30, 2016
Anonymous Cardholder

So painless! I was surprised that I was approved for such a high credit line, to be honest.

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Dec 01, 2016
Approved with 660 score
optical888 Cardholder

I was out of the country for a long time and so my credit history pretty much completely dissapeared. I decided to start reclaiming my previously excellent credit score slowly, and one of the ways I decided to do that was by opening some new lines of credit to build history. I first opened a secured card which brought me from no score to 660, and then after two months, I was able to open an account with my dream card, the BECU Visa! They have offered me a very low interest rate (less than half that of the secured card I initially got from Citi) as well as a fair balance for someone with limited history like me, and the process over the phone was painless and friendly. I am a BECU member and this just makes me love the organization even more than I already do.

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Oct 18, 2016
Low APR (7.14% right now) on a 13k limit
Ubertam Cardholder

Rewards program is great. I think it's 1.5% and they have cash back as an option (why you'd choose anything else I don't know). Easy to claim. $25/year fee is nothing when I'm getting 100-200 back per month.

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Jun 16, 2016
Rates too high for a non-profit.
Anonymous Cardholder

Do not sign up for their Rewards pgm - hidden $25 fee!

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