My score was 520 when I got the card now after having it going on 3 months im at 604. I'm happy because this card help me get my car refinanced to a cheaper car not and lower interest rate. As long as you use the card and only use it for when you know you can pay the balance off within 7 days really helped my credit score a lot. the min payment if you can't is ten dollars but then you accrue interests, so im using mines in term of interest-free, I used it and pay it off within 3 to 7days before bill invoice is mailed to me.
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I like being able to see my balance and pay it off immediately. It doesn't post an accurate balance for days at a time. It can be extremely fustrating and easy to lose track on spending.
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