My score was 520 when I got the card now after having it going on 3 months im at 604. I'm happy because this card help me get my car refinanced to a cheaper car not and lower interest rate. As long as you use the card and only use it for when you know you can pay the balance off within 7 days really helped my credit score a lot. the min payment if you can't is ten dollars but then you accrue interests, so im using mines in term of interest-free, I used it and pay it off within 3 to 7days before bill invoice is mailed to me.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 24.99%* Variable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 24.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
They put a hold on your account for 4 days if you pay more than $75. Ex: I had a limit of 1500. I spend 1300 with the Intent of paying it off asap so I did lose my available credit. I used the card to buy deisel fuel for a semi. I need fuel everyday. I couldn't buy fuel because they put a hold on the card for 4 days even tho the money went through my bank account!!! Stay away!!!
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