This was a great way to build my credit fast. I would spend the balance and pay it in full every month for a year and now just keep a small balance on it and pay in full every month. I went from not being able to get approved for any card or line of credit to getting an auto loan in a year, and a home loan in two years all starting with this.
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I have a secured credit card with WF since march 2014 never been late always paid my balance down before closing date still no upgrade very disappointed with them since BOA unsecured be in 9 months with a credit limit of $5000.
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