Got my secured WF cc Feb 2016. I always PIF when I got my statement. Got a letter in the mail today congratulating me on being graduated to an unsecured WF cc. After reading all of the horror stories, I was shocked. I can say they do graduate you and mine was done within 6 months!!!
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Card does not graduate!! I have had the card for exactly one year this month June 2015. Paid on time never later, multiple payments some months. I have also had checking/savings accounts for over 6 years. Today my statement posted with a zero balance..last page says Happy Anniversary for opening the acoount a year ago. WTF...it would be nice if they said a date for the card to graduate.. I called and inquired about the graduation and like most people here that commented, there is no set date, they only graduate twice a year April and October...supposedly. My score is in the 600s but they wont give me the regular card. I have other cards now, but it would be nice to have this one graduate. Its one of my oldest lines of credit so I dont want to close it... But maybe I should and move to a card that will take into account my history and reward accordingly..If it hasnt graduated by November, I think ill close and move along to a different credit card...
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