Got my secured WF cc Feb 2016. I always PIF when I got my statement. Got a letter in the mail today congratulating me on being graduated to an unsecured WF cc. After reading all of the horror stories, I was shocked. I can say they do graduate you and mine was done within 6 months!!!
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Almost 2 years later and still haven't graduated to unsecured. I have never made a late payment, kept my balance paid in full until 6 months ago when I decided I wouldn't bother but I still keep low utilization every month. I have had checking and savings with them since 2009, and I have an unsecured card with them now as well. I don't want to close it because it is my longest standing non-store card, I basically threw away $300 with no hopes of getting it back and unfortunately the card didn't even help my credit score enough to justify that!
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