Credit Card Reviews Advertiser Disclosure

USAA Secured Card American Express®

Approval Odds

Sign up or log in to see your Approval Odds

4.3 out of 5 stars
3 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds

Add Review
My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 10.15% - 20.15%* Variable
  • Annual Fee $35
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 10.15% - 20.15%* Variable
Collapse

These reviews were written by current and former cardholders in the last year.

Jun 05, 2016
Great Card
Anonymous Cardholder

My credit sucks, got this USAA secured Amex and its good, i dont see how people wouldnt get approved for it though since its a secured card?  Either way, ive been happy with it, i dont use it that much but ive loaded a few thousand bucks on it so it comes in handy.

more ...
Apr 12, 2016
Great service but needs graduation plan
Lululigety Cardholder

I love my USAA AMEX secured card but they do not have a plan to gradute the secured card to unsecured.  I have had my card for almost 4 years and do not want to a)close out an older positive account and b)have another inquiry on my credit report.  It would be great if USAA would reward positive accounts to unsecured after a period of time.  The interest rates (for my credit score) and customer service are unbeatable, so I still recommend, but be aware and maybe go with a lower deposit so your money won't be held hostage!

more ...

Was this review helpful?

 
1 Reply
Oct 23, 2016

I absolutely agree, where is the Loyalty USAA??????????

 
Feb 09, 2016
Great Card for Poor Credit!
ArizWildcat Cardholder

After having neglected to stay on top of my credit while being young and stupid, I was hesitant to apply for any unsecured cards. Opened an account with USAA and was approved for this secured AMEX. Even though your deposit equals your credit limit, this is a great card to have as USAA reports monthly to all 3 bureaus while your deposits sits in an interest accruing CD! That is a must for any secured card, especially if you're rebuilding credit. 

Would highly recommend this card and USAA to everyone, EXCEPTIONAL customer service!

more ...

Was this review helpful?

 
1 Reply
Oct 23, 2016

YESSSSSS, Great CS but Long Term Loyalty Incentives/Perks/Rewards seem impossible!!!!!!

 
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?

Optional

How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

USAA Secured Card American Express®