USAA Secured Card American Express®

Approval Odds

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4.3 out of 5 stars
3 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 10.40% - 20.40%* Variable
  • Annual Fee $35
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 10.40% - 20.40%* Variable

These reviews were written by current and former cardholders in the last year.

Mar 20, 2017
I have and they have been vital.
davidshelton88 Cardholder

I placed a 300 limit on my card and I have paid the bill (down to 3%) every month on time and my score rose 60 points.

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Jun 05, 2016
Great Card
Anonymous Cardholder

My credit sucks, got this USAA secured Amex and its good, i dont see how people wouldnt get approved for it though since its a secured card?  Either way, ive been happy with it, i dont use it that much but ive loaded a few thousand bucks on it so it comes in handy.

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Apr 12, 2016
Great service but needs graduation plan
Lululigety Cardholder

I love my USAA AMEX secured card but they do not have a plan to gradute the secured card to unsecured.  I have had my card for almost 4 years and do not want to a)close out an older positive account and b)have another inquiry on my credit report.  It would be great if USAA would reward positive accounts to unsecured after a period of time.  The interest rates (for my credit score) and customer service are unbeatable, so I still recommend, but be aware and maybe go with a lower deposit so your money won't be held hostage!

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Oct 23, 2016

I absolutely agree, where is the Loyalty USAA??????????

Dec 22, 2016

How is the interest rate of saving the money in the card? Have you been getting good returns for keeping your money, from what I read from another, it is saved into a CD.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

USAA Secured Card American Express®