Capital One® Spark® Cash for Business Reviews
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Card Details
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 17.99%* Variable
- Annual Fee $0 intro, $59 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 17.99%* Variable
These reviews were written by current and former cardholders in the last year.
Top Similar Cards
Search All Cards
Add Your Review
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
Stingy credit limits
I have had this business card for over a year and was only given a $1,000.00 CL to start. Since, I have only received a $100.00 CLI which was 3 months after getting the card (I have a total of $1100). My business uses this card responsibly and I cannot get a CLI for the life of me. The account was eligable for a "manual review" and they still did not approve a CLI. My personal credit is inbetween fair and good. I even have a personal card with Capital One with a higher limit than this. So far I am not happy with this card.
I agree. Capital One is very strict. I have many personal accounts with them, including a business checking account, but they still won't approve me, despite having a good credit score (674). I stop doing business with Capital One from now on. All my money is moving else where.
I love the cash back rewards.
Great for cash back earnings. You can use cash back to apply towards payment. Helps to continue Rebuilding credit. My current favorite card.
great business card
2 percent on every purchase and other great perks ,fidelity visa, barclay arrival+ and capital one world elite venture all give 2 to 1 on all purchases
Great card with rewards.
Great business Card and earn 2% back.
Best Cash Back Card in the market
This business credit card has been by far my favorite, there is not other card out there that gives you 2% cash back on every purchase, with no spending limits and I love the fact that you don't have to worry about spending categories, knowing that you get $2 dollars back for every $100 dollars spent is awesome and it ends up being better that the other 5% cash back cards that require you to spend on certain categories every quarter.