BlazeSM Visa® Secured Credit Card

Approval Odds

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4.0 out of 5 stars
3 Reviews

From Cardholders in the last year

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Application Process

3.5 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Mar 14, 2017
Ok for starter/rebuild.
greykiddo Cardholder

Received an invitation for this Blaze Credit and the Legacy Credit Card (offered from First National Bank). It took a month per card to get approved (application, proof of identity, and waiting period). Online website is barebones, but secure and easy. Customer service is good, too.

The interest is crazy (29%) and my cards were unsecured with low CLs ($350 and $500 respectively). Interest rates scared me (and I know better), so I just closed the cards and paid them off. However,  if you're desperate and/or starting out, just be responsible until better offers come along or PIF if you carry.  

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Mar 13, 2017
Better than others for rebuiding credit
gagb1967 Cardholder

The fees and interest as most of subprime cards. However they do raise your limit. Started at 350, now it went up. I do use it and pay it in full every month. If you are subprime, and get this card to get more into debt, as all subprime credit cards, this will not help you at all, and your credit will get worst. If you really are trying to rebuild, then this is a good option.

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Apr 18, 2016
CreditDiva16 Cardholder

This card is a decent card to help rebuild credit. I am in the process of cleaning up and rebuilding my credit. I recieved an offer for this card and after reading the terms, I accepted the card. I was not immediately approved, I had to mail in proof of identity. Once that was received and verified I received the card about 2 weeks later. I was approved initially for $350, and that was reduced by the $75 annual fee. I paid that immediately and as a practice with all of my cards, i do not charge more than I can repay on or before the due date. So the interest rate really does not matter to me. Customer service is good, I have not called them much, but when I did call to inquire about things such as how they issue credit limit increases, and what the time frames are. I was given very straight forward and clear answers. If you use these cards strictly as building steps for better credit they will benefit you. 

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Apr 18, 2016

I also wanted to add that is is a review for the Blaze Unsecured CC. There isn't much out there on this card, and I hope my review helps someone considering this card.

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BlazeSM Visa® Secured Credit Card