Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
Why do you make bad credit card recommendations?
I have "excellent credit" - the only poor rating aspect is that I don't have "enough" credit cards. Credit Karma keeps telling me to open an account with one of your advertised credit companies and transfer my balance to that card. When I ask why, the answer is that the new card will save me lots of money in interest (10.99%-20.99% APR as opposed to the higher interest on my current card). Why don't you first confirm the interest I am currently paying before making such an inappropriate (BAD) recommendation? No card you have ever recommended has a lower interest rate than the card I now use.... by several points!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.