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mothers credit cards charged off as bad debt due to her death.
2 chase cards, accounts closed,but balance as bad debt charge offs on my report as authorized user. all accounts closed as she passed away 2013. dispute as creditor removed me of liability? I did one here on Direct advised i did not have to pay these bills. estate had already been settled, and no money left to pay them. BUT Chase put it all as bad debt with large note on My credit report. accounts are closed so I can not request to be removed as authorized. I even paid them payments for a year after cuz i thought i had to,until i got laid off and couldnt manage payments. They know all this. I am not supposed to be liable,so why on my report? Its large balance too- doesnt this hurt my credit scores?

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