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Question By
Wilms820

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Denied an American express
Said approval odds were very good on the credit karma site and 2 minutes after applying.....denied

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CK is simply showing offers from companies that historically have approved people with your scores, broken down into odds of 'good' or 'very good' or whatever. They're not guaranteeing anything, just saying that, for example, with your scores the odds of approval from AmEx are very good. There's no way CK can factor in ALL the other variables AmEx, or any company, will use when making their decision, because CK isn't privy to those variables.

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