Finding the best credit card for you can be a difficult task. At Credit Karma, we compare credit cards across dozens of credit card companies to give you the most up-to-date reviews and recommendations. Our featured credit cards have been declared the best based on card member feedback, interest rates, benefits, and the way you plan to use the card. We also provide information on credit score requirements and credit limits based on historical data. Search All Credit Cards
Cards for Fair Credit (550-639)
Fair credit consumers are on the fence with most credit card issuers. Approvals tend to be based on your credit score and other factors such as income and credit card debt. If approved, most cards come with a small annual fee and a low credit limit. However small the credit limit, this is a great option if you have fair credit and can help you continue to improve your credit score.
- 0% intro APR on purchases until November 2014
- $0 Fraud Liability if your card is lost or stolen
- Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
- 0% APR until November 2014 on purchases
- Annual fee
The Capital One Classic Platinum Credit Card is a smart choice for consumers who need credit, but don’t want to sacrifice quality of service to get it. With 0% introductory APR on all purchases until November 2014 and no transfer fee, this card offers great value for average credit consumers.
In addition to the low introductory rates and a reasonable annual fee of $39, cardholders can also set up text alerts to stay up-to-date on their account while continuing to build good credit.
All of these features, along with perks like 24-hour roadside assistance and extended warranty protection make the Capital One Classic Platinum a great option for those looking to establish or rebuild credit.
Credit Score Approval Data †
|614||Average credit score approved for this card †||557||Lowest credit score approved for this card †|
- Shop Great Brands at Fingerhut.com
- Choose From Over 30,000 Products.
- Budget Friendly Payments with Fingerhut Credit!
- Apply for Fingerhut Credit today. Fill out our easy online application.
- Trusted Name Brands
- Reports to the major Consumer Reporting Agencies
- Only available for FingerHut merchandise
The Fingerhut® Credit Account makes online purchasing affordable by providing credit options and low monthly payments with no annual fees. Cardholders have the ability to build credit by making on time and consistent payments, with credit line increases available to customers who show responsible use.
This credit account also reports to multiple credit bureaus in order to track cardholders' credit history. Applications are available online with a decision in as little as 5 seconds, making this credit account a great opportunity for poor credit consumers.
Credit Score Approval Data †
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