Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards

Overall card rating

2.4
12 Reviews
from Credit Karma members

Member ratings


All member reviews (12)

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Feb 15, 2012
Credit Karma Member

I applied and received an Orchard Nonsecured. I have had no problems so far with it. I generally pay them off monthly but when the fees start, I will cancel the card. I only accepted it to improve my credit score. lol

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Feb 11, 2012
Credit Karma Member

Thank you for giving me HOPE. I have been living a life of horror, and you gave me a pass. Thank you so much. God Bless

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Feb 04, 2012
Credit Karma Member

BAD BAD BAD SHOWS as an opportunity for transfer high balance of 1000 with lower rate after approval gave only 300 plus annual fee

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Jan 28, 2012
Credit Karma Member

I do not really care what your credit score is... My parents taught me along time ago "Never get a credit card that charges a yearly fee, They make plenty off your interest on balance". I try to live by their words... I don't care how bad i would like a credit card I do not want it this bad. BTW what happened to americans trying to support american products instead of an other country?

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Jan 26, 2012
Credit Karma Member

Just applied for this card and my credit score was 531. I was approved for 300.00 . This is my second card, my first was with Premier Credit. I just discharged from bankruptcy and was approved for 700dlrs there.

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Jan 22, 2012
Credit Karma Member

Stay away from this card. I would go to any major bank and get a secured card. Wells Fargo and Citi Bank offer a secured card and after 2 years they will make all or part of it unsecured. Orchard Bank cards are ugly with even uglier fees. I would rate it a ZERO if I could but this site wants me to rate it from 1 to 5.

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Jan 12, 2012
Credit Karma Member

Hmm from reading all the reviews I am not interested in this at all. Been thru a couple bad relationships credit was harmed due to this now I am left to deal with it. Think I will talk to my bank and see if the can help been banking with them for 20 years.....

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Jan 08, 2012
Credit Karma Member

I want to thank all of you for your comments for you have helped me a lot. I have made a very wise decision not to accept Orchard Bank offers, and owe the credit to you all. I again thank you, and God bless you all and keep you safe. Vicki

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Nov 29, 2011
Credit Karma Member

They approved me when my cl was around 540, BUT the fees are high. Avoid Orchard Bank & HSBC bank. I applied for Capital One around the same time, and they are a BETTER to work with, their fee is alot lower and they give you a credit increase with 6 months of good payment history.

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Aug 26, 2011
Credit Karma Member

this card is BS. first there is a 59$ annual fee with the card. they approved me for a $300 limit, fee was instantly billed to acct. has been open for over 8 months paying balance in full monthly. HSBC WILL NOT REWARD YOU FOR GOOD BEHAVIOR. bank refused a CLI stating as a business decision they would not approve a request. same information from manager and from retention dept. again. this card is BS.

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Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards


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