123 Reviews

First Latitude Elite Mastercard® Secured Credit Card

123 Reviews

  • Min. deposit

    $200
    Refundable

  • Regular purchase APR

    24.24%* Variable

  • Annual fee

    $29

  • Rewards rate

    1%
    Cash back

Additional rates & fees

Annual fee
$29
Intro purchase APR
N/A
Regular purchase APR
24.24%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
29.24%* Variable
Cash advance fee
$10 or 3% of each Cash Advance whichever is greater
Late fee
Up to $41
Penalty APR
See Terms*
Balance transfer fee
N/A
Foreign transaction fee
3%
Return payment fee
Up to $30

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Your Tax Refund Could be the Key to Improving Your Credit in 2025!¹
  • Choose our First Latitude Elite Card for a Lower Annual APR!
  • Build, Strengthen, or Rebuild Your Credit Starting with a $200 Deposit.¹
  • Earn 1% Cash Back Rewards on Payments made to your First Latitude Secured Credit Card Account.
  • No Credit History or Minimum Credit Score Required for Approval.
  • Apply Now and Fund your Security Deposit over 90 days with the option to make Partial Payments.
  • Build your Credit History across 3 Major Credit Reporting Agencies: Experian, Equifax, and TransUnion.¹
  • Good for Car Rentals, Hotels; Anywhere Mastercard is Accepted.
  • Break Down Credit Barriers with the First Progress Elite Secured Card Today!
  • Receive Your Card More Quickly with Expedited Processing!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.