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CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

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Ratings by Category

Application Process
Customer Service
Cardholder Ratings
2 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $95 waived for the first 12 months
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.49%* Variable

Reviews (4)

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Mar 26, 2016
Unable to approve

I applied because of lot of good review that people got this as their first business credit card and instant approval with good CL. I also kept receiving letter offer from citi.  But this is not the case with my application, CK 704. Discover TU 716. Own 7 personal credit cards with other company but never with citi.  Utilization 10%, recently 3700 CL raised by Barclay and Cap 1, not sure if it the reason didn't get approve. 

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Feb 03, 2015
They Messed Up, But Fixed The Mistake
Anonymous Cardholder

I made a payment out of the incorrect account by accident. I then informed Citi within hours of my mistake over the phone and by secure online mail. They allowed the payment to process anyway, and I was not given the opportunity to cancel. This resulted in three overdrafts on my connected checking account totaling near $100. After talking to a billing and account specialist, I was able to receive a $100 statement credit. I don't know what I'd do without the card at the airport! I'd go crazy, I would. I'm just hoping they'll let me raise my credit limit soon!

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Apr 20, 2014
Anonymous Cardholder

When I was about to lose my job,  I decided to call Citi Customer Service, lady at other end told me about Credit Protection Plan which I signed up with nominal fees. Even though I was never late in making monthly payments Citi without informing me went ahead and closed my account.

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Feb 23, 2014
No Consideration
Anonymous Cardholder

I have used a number of institution and merchant credit cards. As I usually pay the balance off each month, on time, when I do miss a payment, a phone request for reversal of finance charges has consistently been responded to favorably be each card provider.

I had a $31.00 outstanding balance on CitiBusiness and missed the payment. Citibusiness charged me $29 in financing late fees and $0.99 in finance charges = $29.99 on a past due minimum payment of $20. I made a phone request for reversal of the charges after paying the past due balance (including the next months charges) within 3 days of the previous closing date and CitiBusiness denied the reversal!  The past due balance was within $2 of the total fees and they still charged me essentially double.

I don't recommend using this card - no consideration is obviously given.

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CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®