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amandalynn36

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what the heck I can't even get approved for a secured credit card that is how bad my credit help
How am I supposed to fix my credit I have 3 actual bills on my credit report Electric bill, cell phone bill and a charge off everything else is student loans and medical bills someone please help Im drowning in debt and don't know where to start to clean it up

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State Department Federal Credit Union has a secured Visa without a credit check. It's a rewards card with 6.99% APR. I've posted a lot about this card because it's great, and I'm very happy with it. You can go to the SDFCU website and open a savings account. It'll say on the website how to become a member. Once you have at least $250 in the account, call their loan department and ask to open a secured card. If you apply online, they'll do a hard pull. And they report to all 3 CRAs as a secured credit card. I've only had mine a month, but so far, so good. Good luck...

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