Cash back credit cards
We think you'll love these cards from our partners.
CK Editors’ Tips††: Cash back cards offer rewards on your purchases, either at a flat rate on everything or with elevated rates in certain bonus categories. These cards are usually best if you want clear value for your most common purchases.Read more
What to consider when choosing a cash back credit card
Cash back credit cards don’t always offer the best rewards value, but they do tend to be more straightforward and easier to manage than travel rewards credit cards. When shopping for cash back cards, consider where you do most of your spending and what it will take to earn your rewards. Focusing on your spending habits can help you decide on key choices like paying an annual fee, going for a flat rate on all purchases or bonus categories, and opting for rotating categories or consistent bonus rewards.
Cash back credit cards don’t always offer the best rewards value, but they do tend to be more straightforward and easier to manage than travel rewards credit cards. When shopping for cash back cards, consider where you do most of your spending and what it will take to earn your rewards. Focusing on your spending habits can help you decide on key choices like paying an annual fee, going for a flat rate on all purchases or bonus categories, and opting for rotating categories or consistent bonus rewards.
How we picked the best cash back credit cards
We chose the best cash back credit cards to answer several key questions people may ask when shopping for rewards cards. Some people might choose between flat-rate rewards and maximizing cash back, while others might want to find the best card for gas or groceries purchases. No matter the approach, we wanted to address these common use cases to help you find the right cards for your needs. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWe chose the best cash back credit cards to answer several key questions people may ask when shopping for rewards cards. Some people might choose between flat-rate rewards and maximizing cash back, while others might want to find the best card for gas or groceries purchases. No matter the approach, we wanted to address these common use cases to help you find the right cards for your needs. Read more about our methodology for picking the best credit cards.
Great for simple cash back††
Great for simple cash back††
Capital One Quicksilver Cash Rewards for Good Credit
Rewards rate
1.5% - 5%Cash backAnnual fee
$0
Rewards rate
1.5% - 5% Cash back
Annual fee
$0
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
Great for straightforward rewards††
Great for straightforward rewards††
Avant Cash Back Rewards Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
- No Limit On The Monthly Rewards You Can Earn
Great for straightforward rewards††
Great for straightforward rewards††
Milestone® Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Earn 1.5% cashback rewards for all of your eligible purchases!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for access to unsecured credit††
Great for access to unsecured credit††
Petal® 1 Rise Visa® Credit Card
Rewards rate
2% - 10%Cash backAnnual fee
$59
Rewards rate
2% - 10% Cash back
Annual fee
$59
- No security deposit required
- 2-10% cash back at select local and national merchants
Great for paying off major expenses††
Great for paying off major expenses††
Upgrade Triple Cash Rewards Visa®
Rewards rate
3%Cash backAnnual fee
$0
Rewards rate
3% Cash back
Annual fee
$0
- Unlimited cash back on payments - 3% on Home, Health and Auto categories
- No annual fee
Great for building credit††
Great for building credit††
First Latitude Assent Mastercard® Secured Credit Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- A Tax Refund Could be an Opportunity to Improve Your Credit.¹
- Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
Great for no credit check††
Great for no credit check††
OpenSky® Plus Secured Visa® Credit Card
Rewards rate
10%Cash backAnnual fee
$0
Rewards rate
10% Cash back
Annual fee
$0
- No annual fee—keep more money in your pocket!
- No credit check to apply—Fast approval process, get your results quickly - Zero credit risk to apply!
Great for graduating to unsecured credit††
Great for graduating to unsecured credit††
Capital One Quicksilver Secured Cash Rewards Credit Card
Rewards rate
1.5% - 5%Cash backAnnual fee
None
Rewards rate
1.5% - 5% Cash back
Annual fee
None
- No credit score required to apply, but may be used if available
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
Great for high flat-rate cash back††
Great for high flat-rate cash back††
Wells Fargo Active Cash® Card
Rewards rate
2%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
2% Cash back
Annual fee
$0
Welcome bonus
$200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo’s underwriting criteria
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
Great for a low annual fee with cash back††
Great for a low annual fee with cash back††
Mission Lane Cash Back Visa® Credit Card
Rewards rate
1.5%Cash backAnnual fee
$19
Rewards rate
1.5% Cash back
Annual fee
$19
- There's no impact to your credit score unless your application is approved.
- Enjoy Unlimited 1.5% Cash Back on all Purchases
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.