Chase credit cards

This offer is no longer available on our site: Ink Business Preferred® Credit Card

Hear from our editors: The best Chase credit cards of December 2026

Updated December 26, 2025

This date may not reflect recent changes in individual terms.

Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Written by: Tim Devaney

The best Chase credit cards could help you save money on travel, earn cash back, consolidate debt or reduce business expenses.

Let’s take a look at our picks for the best Chase credit cards.

• Best for premium travel: Chase Sapphire Reserve®
• Best for budget travel: Chase Sapphire Preferred® Card
• Best for everyday cash back: Chase Freedom Unlimited®
• Best for bonus cash back: Chase Freedom Flex®
• Best for balance transfers: Chase Slate Edge℠
• Best for business travel: Ink Business Preferred® Credit Card
• Best for business cash back: Ink Business Cash® Credit Card

Best for premium travel: Chase Sapphire Reserve®

Here’s why: Sure, the Chase Sapphire Reserve® comes with an expensive annual fee, but it also features enough travel and dining perks to make it a slam dunk for frequent flyers and anyone who eats out a lot.

Check out reviews of the Chase Sapphire Reserve® to see if it’s right for you.

Best for budget travel: Chase Sapphire Preferred® Card

Here’s why: If you’re looking for a travel card that won’t break the bank, consider the Chase Sapphire Preferred® Card. It’s a slimmed down version of the Chase Sapphire Reserve® that comes with a much more affordable $95 annual fee.

Check out reviews of the Chase Sapphire Preferred® Card.

Best for everyday cash back: Chase Freedom Unlimited®

Here’s why: The Chase Freedom Unlimited® card combines a solid flat rate with popular bonus categories to give your cash back strategy a jolt of excitement. Considering there’s no annual fee, you can keep every penny you earn.

Take a look at reviews of the Chase Freedom Unlimited® to learn more.

Best for bonus cash back: Chase Freedom Flex®

Here’s why: With consistent bonus categories and rotating categories with high cash back rates, Chase Freedom Flex® offers a well-rounded approach to earning cash back. And there’s no annual fee to eat into your cash back.

Learn more about Chase Freedom Flex®.

Best for balance transfers: Chase Slate Edge℠

Here’s why: Chase Slate Edge℠ could help you save a lot of money in interest charges if you carry debt, and you might be able to lower your interest with regular on-time payments.

Take a look to see how the Chase Slate Edge℠ compares to other Chase balance transfer cards.

Best for business travel: Ink Business Preferred® Credit Card

Here’s why: If you travel for your business on a regular basis, the Ink Business Preferred® Credit Card could help you earn enough rewards to offset the manageable annual fee and cover more travel expenses.

Take a look at reviews of the Ink Business Preferred® Credit Card to learn more. You can also see how it compares to other Ink business cards.

Best for business cash back: Ink Business Cash® Credit Card

Here’s why: The Ink Business Cash® Credit Card features great cash back rates on common business expenses like office supply stores for small-business owners who don’t want to pay an annual fee.

Check out reviews of the Ink Business Cash® Credit Card for more details.

How we picked these cards

To find the best Chase credit cards, we combed through all the credit cards on its website.

From there, we narrowed the list down to Chase-branded credit cards, excluding co-branded cards from partners like United, Southwest and Marriott. We wanted to focus only on cards that served broad audiences, not just people who frequent particular stores and services.

Then, we separated the remaining cards by their focus on travel, cash back, balance transfers and business — categories we think are probably more relevant to the greatest number of consumers.

How to make the most of your Chase credit card

Chase features some of the best cash back and rewards cards — and one of the best rewards programs — in the industry.

To take full advantage of both, you could pair a Chase Freedom card with one of the Chase Sapphire cards. By transferring the points you earn to a Sapphire account, you’ll be able to get a better value if you redeem with Chase or with a transfer partner when you redeem for travel.

But keep in mind, whether you’re trying to earn rewards or consolidate debt, it’s important to have a plan so you can take advantage of sign-up bonuses and other special offers before they expire.

FAQs about Chase credit cards