Offered by: Chase
Apply by phone: 1-888-641-3459

Chase Slate®

  • Pay less interest. Save on balances and new purchases
  • $0 balance transfer fee - introductory offer!
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • No Annual Fee
730 Average Credit Score Approved for this Card
661 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
15 Months   15 Months  



12.99%, 17.99%, 22.99%*




12.99%, 17.99%, 22.99%*


Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

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Annual Fee


Late Fee

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Cash Advance Fee

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Balance Transfer Fee

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Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees




Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Compare Holders of this Card
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60+ Days Past Due Status
Age of Cardholder
Sample Size: 4,919
Data Created: October 01, 2013

149 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

The Banking Bums of the World

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From the Customers point of view it is far more time efficient, to never get involved with Chase in the first place, but if you already opened account with them you should seriously consider closing your account and go somewhere else to do business where they are able to complete even simple task in a timely manner, they are able to follow directions, and they are smarter than Chase to ask security questions that are newer than 31 years ago.

When you get involved with Chase, Welcome to Moron Customer Service! You will be continually bothered over the most absurd and stupid things imaginable, as if they do not have a clue as to what a Financial Institution is supposed to do!

I work inside of a Hospital, and cell phones are prohibited and I told Chase in writing twice if they need something from me, send an email or a text message. My wishes have been completely ignored repeatedly!

I had to tolerate their nonsense that they do not tell customers what their account number is, nor will they to see it on your online banking account. Where it can be seen, only after complaining how absurd their policy was did they bother to reveal my new account number during intial set up

If a customer wants to write you a note, Their web page expires too quickly so the meaning is you do not want their customers to tell them what the hell is going on! Whatever you have written to them in writing will be lost if their web page expires, so if you really want to communicate with Chase you have to write it in your computers word processor and paste it into the message.

Are you waiting for a transaction to post?  If you are a Chase customer, you are still waiting, and waiting, and waiting and if you are annoyed enough to call them and ask them what is going on you will be "Stonewalled" and directed to security for interagation. Do you need this lunacy in your life from the "Yugo of the Banking Industry"?

In short, Chase does not deserve any Customers! If you are one already explore other banking options.  If you are considering becoming a Chase Customer, "DON'T DO IT !

Apr 18, 2014
Helpful to 1 out of 1 people

I was sent a prescreened offer for Slate with my only credit history being 2 student loans with 100% on time payments. CK score of 691 approved me for a 2000 credit limit. There are no reward perks, but for a limited credit history, I was happy with the 2000 dollar limit..

stormip1991's response was:    

  Apr 12, 2014

stormip1991(4, 6)

Review by stormip1991

4 Contributions 6 People Helped

Hard Inquiry W/Pre Approval! Stay Away! Helpful to 1 out of 2 people

I received a pre approval offer for this card yesterday. I signed up and was approved for $7,200. I liked the offer for no balance transfer fee & all the way until July 1st 2015 to pay off the balance. I have a total of 10 other credit cards, including a Chase Freedom card. I received all of my other cards via pre approved offers. All other cards including my Chase Freedom were soft inquiries. The Chase Slate Card added a Hard Credit Inquiry, and reduced my Trans Union credit score by 6 points, reduced my Vantage score 5 points, reduced my auto insurance score by 10 points, and reduced home insurance score by 16 points! This only makes 2 hard inquiries on my credit, but that means now I cannot apply for anything until one inquiry drops off otherwise it will dramatically affect my credit score. If I would have known about the Hard Inquiry I would not have applied!

I called chase to ask why they would do that. They said I will have to call back on Monday and talk to the Credit Bureau Specialist Unit.

xounlistedxox's response was:    

  Apr 12, 2014

xounlistedxox(1, 1)

Review by xounlistedxox

1 Contributions 1 People Helped

never had an issue.

I've had my Chase card for 7+ years started with a 6K credit line, they changed it to Slate and I've had that for a few years and upped my credit line to 12500.00 then only lowered it to 12000.00.  I carry a blance I'm paying off of 5k, never had an issue with them.  I also have a Chase Disney, which I only use for the perks, it has a higer interest rate because of the "Disney" name and rewards.  That one has a 7000K line, But It pretty much stays at 0, I may have 200.00 on it right now.   I've personally never had an issue with Chase, been a customer for a while and haven't come across any issues, even with carrying a balance.  I have several CC's, 2 with Chase.  I hope I don't encure any issues, but I have heard of them cutting limits in half for no reason.  I would just transfer to another card.  My rate isn't bad either I have 9% on the Slate.

Apr 12, 2014
Helpful to 1 out of 1 people

No transfer fee and interest free for 15 months. C'mon, can't do better than that.

Apr 02, 2014

See all 149 Reviews of Chase Slate®

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.