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Offered by: Chase

Chase Slate®

  • Chase Slate® named ‘Best Credit Card for Balance Transfers’ two years in a row, MONEY® Magazine, October 2013, 2014.
  • $0 Introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 624
Typical High: 757
15 Months   15 Months  


12.99% - 22.99%*


12.99% - 22.99%*





Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee


Late Fee

See Terms

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 6,830
Data Created: February 02, 2015

160 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Nothing but okay Helpful to 1 out of 2 people

I got approved and there is none benefits. So, to me, this card is just okay.

KeroKero37's response was:    

Feb 26, 2015

KeroKero37(6, 23)

Helpful to 10 out of 12 people

I have had a Chase Slate credit card for over 10 years.

My husband and I have several credit cards because of work traveling, specific reward programs, etc. This is the ONLY card that we continually have been the victim of fraudulent charges on. The most recent event was within the last month. I set the account up with fraud alerts so that I receive a text for suspicious charges. When contacting Chase to confirm I did not authorize a charge around $440, I saw in my transaction history another charge for $300 that they missed and let go through. When I complained to the Chase rep that I was NOT happy that they dropped the ball and did not catch the thief using my credit card until the second purchase, she blew off my concerns by responding that I would not be liable for the purchases. DUH! What Chase was missing is that the retailer who processed the payment that Chase let go through is NOT getting paid for that transaction. What use is their fraud alert system if it does not catch all of the transactions. I have reported to Chase on all of the prior incidents after reviewing my account statement, not by being prompted by them.

Part of the process of handling a fraud situation on your account is to cancel your existing cards and reissue new ones. Chase was nice enough to offer to send them UPS so you get the replacements faster than snail mail. HOWEVER, you cannot request signature required in delivery. Nope, the UPS driver gets to drop your credit cards at your front door. Of course, I never received the first cards sent out. When I called to check on the status, the Chase rep could not say WHO had my replacement cards and had the gall to ask if I wanted those cards cancelled and new ones issued. DUH! I am already the victim of fraudulent charges, why would this be a question? When I complained again about Chase being the only credit card we have this problem of fraudulent charges, the rep acknowledged this is a known problem for them and they are working on more sophisticated software to stop this activity. After hearing this, I have lost all faith in this company. I was on Credit Karma's website reviewing credit card offers to replace this credit card when I saw the option to leave a review.

Feb 23, 2015
Not the worst, but also not worth it Helpful to 21 out of 25 people

Who wants to be locked into an APR and even when every other company I use is willing to reduce it? After a few years of building my credit I decided to call my 3 credit card companies and applie for reduction. Everyone complied and I saw great reductions with the sole exception of Chase. They say its automatic if you qaulify but judging by the actions of my other companies I was MORE than qualified for a reduction. They were not willing to request since again they stated it would be auto. Its a simple cop out so they can charge me 6% more than my other cards. Won't ever personally be using this card or any other chase credit card and I advise others to tred lightly.

Feb 17, 2015
Don't Apply If You've Filed Bankruptcy Helpful to 64 out of 71 people

I decided to apply for this as a balance transfer cart since it was recommended as a fair chance of approval. Turns out Chase will not, under any circumstances, give a credit card to someone with a bankruptcy in their credit report, so don't waste your time if you have one. It would be really nice if these banks that work with Credit Karma would be up front about that so the recommendations could be accurate.

Feb 15, 2015
Great card, used everyday Helpful to 13 out of 20 people

I have been a Chase card holder for 20 years and have found the company easy to deal with. I have never had an issue with payments, charges, or any other issues. I use my card just about every other day and pay it off in full at the end of the month. It's very convenient and works great for me... what else can you ask for

DrTroy32's response was:    

Feb 15, 2015

DrTroy32(2, 14)

See all 160 Reviews of Chase Slate®

† These Approval Odds represent Credit Karma’s estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from August 2014 through January 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.