Apply by phone: 1-866-408-6106
  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Annual Fee:
Purchase Intro APR:
0% intro
(15 Months)
Purchase Regular APR:
12.99% - 22.99%*
Balance Transfer Intro APR:
0% intro
(15 Months)
Balance Transfer Regular APR:
12.99% - 22.99%*

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms
Cash Advance Fee 5%, Min: $10
Late Fee See Terms
Balance Transfer Fee Intro $0
Foreign Transaction Fee 3%


Savings over 1 year $539
Savings over 3 years $1,261

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Approved with Poor Approval Odds
by AU28
Helpful to 99 out of 101

I applied, after receiving a pre-qualification letter in the mail a few months ago, for the Chase Slate card because I wanted to take advantage of the 0% interest rate for 15 months. I wanted to transfer about $2,000 from another credit card (Capital One Quicksilver Visa Signature $5K CL) wihch also has a 0% interest but will expire on September 2015.

I was very hesitant to apply since two days ago I had applied for the Capital One Venture One Visa, which I was approved for $3,000 CL. After considering the pros (0% for 15 months, no fee transfer rate for first 60 days) vs. the cons (no other rewards beyond the initial 0% rate) of this card - I decided to apply.

I applied online via (from the letter), provided personal and work information, as well as the transfer information from Capital One.

I received the following: "additional review required - please wait for respond by mail within 30 days".

Within two hours, I called the application status line (800-436-7927) to check the status of the applicaton - my initial thought was to contact the reconsideration line, as i had read in mulitple blogs, but there was no need for that, as the application status said that I had been approved with $3,200 credit limit, and 22% (though I am not too concern with that, as i plan to pay off the within the next 6 months).

Per CreditKarma, at the time when I applied, my TU was 619, and EQ 622.

Hope this review helps.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Very unprofessional and full of charges
by Anonymous
Helpful to 1172 out of 1254

I made the mistake of being drawn in by the transfer balance. I have since paid off my balance and do not wish to give them any more of my business. When making an electronic payment, it takes them 5-7 days to process this payment. During this time if you set the payment to execute on the due date, they assess a late fee because the payment has not gone through on the electronic side. This is the only card that does this. Need less to say they accrue most of their money from those dishonest and ill-gotten methods. In acutallity the due date is not the real due date, it is 5-7 days before the due date. If this review saves one person from making the same mistake it was worth it.

Our Take

Chase Slate® is a great option for consumers looking to transfer balances or take advantage of low introductory purchase rates.

What to Like

Chase Slate® offers a 0% intro APR on purchases and balance transfers for 15 months, after which the interest rates reset to as low as 12.99%. With no balance transfer fee for the first 60 days after opening an account, consumers can save money when transferring a large balance. Chase Slate® also features no Penalty APR for missed payments.

Look Out For

After the first 60 days the balance transfer fee is $5 or 3% (whichever is greater) of the amount transferred, so you’ll want to get your transfers in early. There’s also a 3% fee on each foreign transaction.

Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2015 through September 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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