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Offered by: Chase

Chase Slate®

  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days.
  • 0% Introductory APR for 15 months on purchases and balance transfers.
  • $0 Annual Fee
  • NEW Free Monthly FICO® Score and Credit Dashboard

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 626
Typical High: 762
15 Months   15 Months  


12.99% - 22.99%*


12.99% - 22.99%*





Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee


Late Fee

See Terms

Cash Advance Fee

5%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 6,830
Data Created: February 02, 2015

180 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Easy, Fast Application Process Helpful to 10 out of 10 people

I have a CreditKarma TU 679 and EQ 701 with CK 'Fair' approval odds. I went to Chase's website first to check for pre-approvals and I was pre-approved for this card and Chase Freedom but chose this card because of the free Experian FICO score, fraud protection, and balance transfer. 

I honestly did notthink I would be approved because I just had two collections reoved from my credit last month and my credit utilization is at ~45% in addition to multiple credit inquiries and a late payment from 3+ years ago. I was approved however and I was suprised (yet happy!) that they awarded me a $3,000 credit limit. I did not think I would be approved for this much since my highest limit card right now is $1500. 

The application took less than 3 minutes and I was instantly approved. The process was seamless and I'm looking forward to my new card. Thanks CK and Chase!

cstephenson183's response was:    

Apr 07, 2015
Why did Credit Karma recommend such scum Helpful to 6 out of 16 people

It is clear that I have a bankfupcy but Credit Karma recommended this card and said my chances were GOOD.  I applied and the scum at Chase asked if I had a bankrupcy which I said yes but they had me complete the appliclation.  Then the scum at Chase send me a decline letter stating the reason as the old bankrupcy.  It is disgusting how slack Credit Karma is with their recommendations.  They are NOT trustworthy.  They are groping for advertising dollars and their recommendations are worthless.

Don't trust Credit Karma recommendations!!!

chapter7man's response was:    

Apr 06, 2015

chapter7man(5, 7)

Odds of approval very good...denied Helpful to 7 out of 13 people

Never believe your supposed odds of approval. Most cards I have in my wallet I was told I had poor odds of approval. All the ones I apply for, just like this Chase slate card, I get denied.

louisefur's response was:    

Apr 06, 2015

louisefur(3, 15)

Seems Ok, so far... Helpful to 3 out of 5 people

Credit Karma said that I had a good chance of getting this card.  So I researched it , went to to do a preapproval.  CK TU score of 713 and EQ 659.  Applied online.  Approved immediately with $4800 CL.  Glad I went for the leap.

McLuva29's response was:    

Apr 04, 2015

McLuva29(1, 3)

good and bad approved $2,500 cs655 Helpful to 12 out of 14 people

So I applied for this credit card about 25 days ago,  was told that I needed to fax in proof of residence so I did they told me to wait 7-10 days so I waited and nothing after the 14 day but once they received my fax I guess it wasn't readable ,so I faxed again and here I was waiting 10 days again !! I finally got told that I could go to a chase bank and get a manager to call and very my address !!!!  I was so mad at first , they could have told me that the same day!!!!  Oh and they checked my experian report and I asked if they  where going to check the other credit bearous and they said no ,, well they checked all 3 once they had my proof of residence !  Ok all complaining aside I did get the card with 665 average score and a creit limit of $2,500 :)) so very happy with that because all my other card are less than $1000

Pancho0226's response was:    

Apr 02, 2015

Pancho0226(2, 14)

See all 180 Reviews of Chase Slate®

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2014 through March 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.