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Offered by: Chase

Chase Slate®

  • Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days.
  • 0% Introductory APR for 15 months on purchases and balance transfers.
  • $0 Annual Fee
  • NEW Free Monthly FICO® Score and Credit Dashboard

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 625
Typical High: 759
15 Months   15 Months  


12.99% - 22.99%*


12.99% - 22.99%*





Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee


Late Fee

See Terms

Cash Advance Fee

5%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 6,830
Data Created: February 02, 2015

173 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Helpful to 6 out of 12 people

WORST CARD EVER ! even after you pay your card off in full , even if you close your account they still bill you for interest . WARNING DO NOT USE A CHASE CARD ! WORST MISTAKE OF MY LIFE - CHASE CARD.

Mar 24, 2015
$10,000 Credit Line Scores Listed Below Helpful to 8 out of 8 people

My Equifax score is 758 and Transunion is 754.  I got approved with a $10,000 credit line and 12.99% APR after the introductory period of 15 months 0% APR.  Maybe that will help with give you an idea of your chances of getting approved and what to expect as far as a credit line and APR.

CoverQueen's response was:    

Mar 23, 2015

CoverQueen(1, 8)

Poor Helpful to 12 out of 16 people

I just did the application and have a credit of 720. 0 missed payments. 43% credit card used. They would not transfer the total amount from my card. Go figure. I called and cancelled the card before it got here. Would call them first to get preaproved.

arms's response was:    

Mar 23, 2015

arms(1, 12)

Easy approval, odds were great Helpful to 1 out of 5 people

I have wanted to apply for this card for a while, mostly because I need to start adding more cards to my credit. I've been in credit repair mode for a year or two now, since doing something dumb and going delinquent on a $13/month payment card from Best Buy (I was a very poor, very dumb student at the time). That delinquency still shows up on my report, but I've managed to fumble my way back to a 665 credit score. According to CreditKarma, my TransUnion score is 660 and my Equifax is 654. Having paid $1 to find out my FICO score with Experian, I was told I had a 665. Just two months ago that was a 627, but since I've gotten a huge credit limit increase from my only card, Discover (from $1500 limit to $5250 limit). It helps that I now have a job that pays $57,000/yr, as opposed to the almost-zero income from just a year ago. I've now financed two cars within two years, with no missed payments. I've never missed a Discover payment since I opened the card in 2011. But my account does still list a serious delinquency and, until just a few months ago, an awful debt/limit ratio (which is now down to just 11%). I decided I should just apply for it and see what happens.. I want to buy my girlfriend an engagement ring soon, and I'll need all the extra credit I can get (though hopefully my savings will cover it). I entered my info (24 years old, 57000/yr, $600/rent, $1500/possible balance transfer) and hit GO!

Moments later, to my delight: APPROVED. I was approved with a limit of $3,200, but was given an AWFUL APR (22.99%, the top of their range....). However, it's at least some more credit to have, no annual limit, and helps keep my debt ratio low. It also has the 15 month no interest stuff, and I figure I can negotiate down the APR before that time comes. :) Woohoo, Chase!

possibilia's response was:    

Mar 21, 2015

possibilia(2, 5)

I have never had an account with Chase Helpful to 5 out of 71 people

I do not promote or endorce their products.  I do not distribute any of their Credit Cards or any other Bank products.

Raz23sffX's response was:    

Mar 17, 2015

Raz23sffX(2, 5)

See all 173 Reviews of Chase Slate®

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2014 through February 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.