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Chase Slate®

Chase Slate®

  • Chase Slate named “Best Credit Card for Balance Transfers” two years in a row by Money Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • NEW Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
684
Typical Low: 628
Typical High: 763
15 Months   15 Months  

0%

12.99% - 22.99%*

0%

12.99% - 22.99%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee

$0

Late Fee

See Terms

Cash Advance Fee

5%, Min: $10

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

‑$5

$0

$0

Interest Savings on Transferred Balance

$4,051

$2,437

$1,349

Interest Savings on New Purchases

$1,676

$2,654

$4,617

Value of Rewards on New Purchases

$0

$0

$0

Value of Bonus Points

$0

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$5,722

$5,090

$5,966

Total Savings over 3 Years

$16,779

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 6,830
Data Created: February 02, 2015



202 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Good for balance transfers Helpful to 2 out of 2 people

Balance transfers take a long time to process. Also, Chase only does balance transfers from credit cards. You don't get the checks like you do for other balance transfer offers.

Aug 03, 2015

AU28(1, 1)

Approved with Poor Approval Odds Helpful to 1 out of 1 people

I applied, after receiving a pre-qualification letter in the mail a few months ago, for the Chase Slate card because I wanted to take advantage of the 0% interest rate for 15 months. I wanted to transfer about $2,000 from another credit card (Capital One Quicksilver Visa Signature $5K CL) wihch also has a 0% interest but will expire on September 2015.

I was very hesitant to apply since two days ago I had applied for the Capital One Venture One Visa, which I was approved for $3,000 CL. After considering the pros (0% for 15 months, no fee transfer rate for first 60 days) vs. the cons (no other rewards beyond the initial 0% rate) of this card - I decided to apply.

I applied online via GetChaseSlate.com (from the letter), provided personal and work information, as well as the transfer information from Capital One.

I received the following: "additional review required - please wait for respond by mail within 30 days".

Within two hours, I called the application status line (800-436-7927) to check the status of the applicaton - my initial thought was to contact the reconsideration line, as i had read in mulitple blogs, but there was no need for that, as the application status said that I had been approved with $3,200 credit limit, and 22% (though I am not too concern with that, as i plan to pay off the within the next 6 months).

Per CreditKarma, at the time when I applied, my TU was 619, and EQ 622.

Hope this review helps.

AU28's response was:    

 
Aug 02, 2015
Don't Fall for a Slate Balance Transfer! Helpful to 7 out of 7 people

Don't fall for an advertisement of approval of your balance transfer in full by Chase Slate when Credit Karma prompts you. You will be tagged with just another credit card sent to you with only a small fraction of a balance transfer and a small credit line ( which you didn't want in the first place). You come to Credit Karma to improve your credit, not to get it knocked down. Calling Slate for clarification proved fruitless. I too hope that this will help someone in choosing their balance transfer choice. If Credit Karma lists Approval Odds as very good, they're probably not.

Creditpunkd's response was:    

 
Jul 27, 2015
I LOVE CHASE Helpful to 1 out of 3 people

I APPLIED FOR THE CHASE CARD AND THE PROCESS WENT VERY SMOOTH JUST HAD TO ANSWER A FEW SECURITY QUESTIONS BECAUSE OF MY FRAUD ALERT ON MY CREDIT REPORT I HAVE BEEN WITH CHASE FOR OVER 20 YEARS AND HAVE GOTTEN DECLINED SEVERAL TIMES I TRIED FOR THE LAST TIME AND WITH MY SURPRISED WAS APPROVED FOR 2500 AND I AM TAKING ADVANTAGE OF THE BALANCE TRANSFER FOR 15 MONTHS

THANKS CHASE

clivejoseph's response was:    

 
Jul 24, 2015

Jodi333(1, 8)

"Good" isn't good enough. Helpful to 8 out of 8 people

According to Credit Karma, my approval odds for the Chase Slate card were "Good."  I applied and was denied.  I called the Reconsideration Department and was again denied.  I regret applying because I will now have a wasted credit inquiry on my credit reports.  Thanks Credit Karma.  

Jodi333's response was:    

 
Jul 23, 2015

See all 202 Reviews of Chase Slate®

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2015 through July 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.