this was my first time ever applying for a credit card, I had already had an auto loan through my credit union for 2 years. I got approved for the card in 12 hours, received my card and activated it within 10 business days. i received a 300$ limit to start so after a few months of only using it for gas and paying it off before the due date, my credit jumped from 650-680 !!!
after 5 months my score was a 695, i then opened another card with a $1000 limit and now have a 709 score and still going up monthly :)
i am always very frugal with utilizing credit, i don't get these cards to spend money, i only get them to build my credit score, lesson to all DONT SPEND MONEY YOU DONT HAVE.