Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Cappadonna

20 Contributions
54 People Helped
Barclaycard / Credit Karma confusion
My score on Credit Karma shows at 662. I was looking for a card to apply for... to increase my % and I decided to look at the Barclaycard line of credit cards. I ran across 2 options that might fit:

REWARDS MASTERCARD:
Average approval score listed as 666
Lowest approval score listed as 614
Minimum credit needed was stated at "FAIR"
My chances of approval was stated as "FAIR"

NFL XTRA POINTS VISA:
Average approval score listed as: 635
Lowest approval score listed as: 573
Minimum credit needed was stated at "EXCELLENT"
My chances of approval was stated as "POOR"

I don't get it. Something is off. If the NFL card requires EXCELLENT credit to obtain, why are the average & lowest approval scores lower than the other card that states you only need FAIR credit for approval?

Which do I apply for?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.