Retail store credit cards

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CK Editors’ Tips††: Retail store credit cards offer rewards and discounts at their associated shops, and some can be easier to qualify for than other kinds of credit cards.
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What to consider when choosing a retail store credit card
Retail store credit cards feature notable rewards, but they are complicated and typically come with high APRs that can wipe out your earnings if you carry a balance. If you can qualify, it might be better to apply for a cash back credit card instead. It might also be worth looking for a store card that offers a straight discount on your purchases rather than points, because store rewards programs can be tricky to navigate.
How we picked the best retail store credit cards
When choosing the best retail store credit cards, we tried to pick cards with clear value, like discounts at checkout or high rewards rates at stores where you can make many different kinds of purchases. Retail credit cards can come with tricky rules, so we wanted to recommend straightforward options. Read more about our methodology for picking the best credit cards.
Jump to editors’ picks

Great for building your credit history††
Great for building your credit history††

Fingerhut Fetti Credit Account issued by WebBank

  • Intro purchase APR

    N/A
  • Regular purchase APR

    29.99%*
  • Annual fee

    $0*
Intro purchase APR

N/A

Regular purchase APR

29.99%*

Annual fee

$0*

Great for Costco and cash back lovers††
Great for Costco and cash back lovers††

Costco Anywhere Visa® Card by Citi

  • Intro purchase APR

    N/A
  • Regular purchase APR

    17.49% Variable
  • Annual fee

    $0
Intro purchase APR

N/A

Regular purchase APR

17.49% Variable

Annual fee

$0

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†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.