Wonderful experience. They gave us a wonderful percentage rate on a new auto loan. I live a bit away from the nearest branch in NW GA. They guided me through on how to set up online banking. It was easy, and the mobile app is easy and straightforward. I can easily deposit a check through the mobile app and then transfer it to pay the auto loan. When I had a very small issue with the mobile app I called them and they handled it immediately and professionally. I am very impressed with them and plan to do more business with them. $50,000 new auto loan.