I and my wife have our accounts at Patelco Credit Union. We have no unfair charges or monthly maintenance fee.
I bought a new car with an expensive loan, Then within 3 months I asked Patelco to get my loan. They did it without any hesitation and it became amazing 1.99%.
staff were friendly and helpful. We recommend anyone to use Patelco they even pay dividends for being a member.
Only thing we are not happy with is not enough ATM availability. We use an online bank for that which never charge ATM fee.