Get your credit score first.
Been with the bank for over 16 years. Applied for their platnum credit card and was denied. Credit score 680. I Know it's a thirs party vendor but you think the relationship with the bank would help. I make better then average money and have deposited alot in this bank. I moved from the York area 7 years ago but I kept this bank because it always had good customer service and bill pay options.. Maybe it's time to change.