121 Financial CU Reviews
Apr 06, 2017
Don't waste your time with this company
laz121111
1 Contributions 0 People Helped

Not worth the time. One star!

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Aug 25, 2016
Deceitful Practices
UkitenaJere
1 Contributions 0 People Helped

We had a very bad mortgage and the servicing rights were sold to Round Point from Flagstar Bank.  We went to court with Flagstar, Queens Park Oval Assets and Round Point in Houston, Texas for Statutory Mortgage Fraud and Wrongful foreclosure and won the case.  Round Point, Flagstar and Queens Park refuse to accept the judgement of the court which deemed the Deed of Trust, Mortgage and Promissory Note wer not enforceable and awarded the property to us.  The case was settled in April on 2014 and is now turned over to the Department of Justice.  Round Point is not a good company to do business with. 

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Nov 19, 2016
I would do it all over again.
IllnessAftermath
2 Contributions 4 People Helped

PennyMac is about to foreclose on my home.  I tried getting a lower payment, couldn't.  Ultimately I had to choose, medical care or home.  I chose medical care.  Now I am getting well but faced with "how to find a home, rent or otherwise, with bad credit and pets.  PennyMac did try to help me.  The laws and investers controll a lot of the actions of all lenders.  Just because they cant help you in your time of need, does not mean they did not care.  They listen, searched for options, and worked hard on my behalf.  For that I give them a 4.  I took 1 star away because they made an error on my streamline refinance that caused my house payment to increase by $900 a month and left me without options.  Their error, I paid the price.  

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Apr 07, 2017
Super smooth process
Anonymous

We purchased our house with New American a year ago. It was really easy compared to our previous experience. The broker worked with us to find the best loan for our needs. I work as an attorney who practices lender liability law and I generally suggest New American for my clients who has mortgage needs.

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