Applied for a loan, they gave me what I thought was a high rate, checked with a couple of other local credit unions. Found out their rate WAS high by a couple of percent. Told them about it, and they "Magically" found a lower rate that was equal to what I found elsewhere. IF they were honest why not give me the best rate available to me at the time I orignally applied. Then they scare you into thinking you need all these additional products for your loan, and made it seem like I wouldn't get the lower rate without the extras. Needless to say I walked out.. They will never have the opportunity for my business again. STAY AWAY FROM THEM!