I applied for Dell Financial Services and just received my Notice of Denial - they stated it was turned down because WebBank has reported I've been 60 days or move delinquent. I have NEVER been delinquent and I am contacting every single credit company writing a complaint becuase THIS isn't even on my CREDIT REPORT!!!!!!!!!!!!!!!
Approved today for $1000 limit w/663 score (Experian)
13 revolving accounts all in good standing (never late)/ 34% utilization
1 auto loan (3 late payments)
1 personal loan (never late)
1 collection ($107 medical)
Annual Income $73K
Taking advantage of 12 months interest free financing