I usually don't write reviews, but this website has helped me tremendously in the process of rebuilding and reparing my credit. I currently have the fingerhut credit card that i opened 5 months ago with a CL of $600 at the time of opening, during that time my credit score was in the 500 range towards the middle. I made all my payments on time for 5 months and it increased my CL $600 so i am now at $1200. I am still on the road to better credit but this card helped alot and i recommend this card to any one trying rebuild their credit.
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emailed me today saying they denied my request for the loan i applied for on their site, good darn thing they denied since i never applied for one!
I did happen to 'look up' loan rates here on karma yesterday, webbank/advent were not on the list, so how the heck looking up current loan rate offers results in applying for a loan with them is beyond me. it best not show up as a hard inquiry or i will be livid since i am in the middle of getting a mortgage loan through my bank to close on a house and they will redo a credit check before closing!!
(only click 'i had it' button above because i had to choose one to post this)