I love the card and love Veridian. I started with a secured card which is what they recommended since I had no previous credit history. After 6 months I was able to upgrade to this card. Great service and I'm never hounded. My only qualms is that it takes 6 months before you can request an increase. It also is a bit confusing trying to see what purchases are on which statements and when the balance is due. Otherwise, great card and great company.
I've always banked with Veridian ever since my parents passed my account on to me. I now have debit and credit cards through Veridian. From others I always hear about how they get offered so many things constantly when they walk through the door. I've never been hounded from Veridian which is great. The only problem I have is that their managers/supervisors/bankers are never immediately available when discussing things like credit increases.